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Plata: Personal loans reviews

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4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
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No new 1 star reviews
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

Simple application and money in my bank within hours.

5
Simple application and money in my bank within hours. Reviewed on: 20th March 2024
Jane's avatar
Jane

Thankyou.

5
Really good, quick, efficient and understanding. Reviewed on: 20th March 2024
Andrew C's avatar
Andrew C

Quality customer service

5
Upon applying for mh loan I received a call from plata the agent was very helpful and very pleasant to talk to and helped me with any questions I had Reviewed on: 20th March 2024
Tom E's avatar
Tom E

A convenient loan that won't break the bank

5
I wished to consolidate a couple of credit cards, and Plata seemed like a good way to do it. They don't charge that much for borrowing, and it worked out less than carrying on paying the monthly credit interest. It is convenient to have a set monthly payment and to be sure that it is not going to change. After a friendly chat with staff, confirming affordability, it is a quick process. I would recommend Plata, as there is no nasty surprises and no early repayment fee. Reviewed on: 20th March 2024
Simone D's avatar
Simone D

Very quick application with a respectable rate.

5
Very quick application with a respectable rate. Reviewed on: 20th March 2024
Michael G's avatar
Michael G

All straightforward easy to apply everything explained

5
All straightforward easy to apply everything explained Reviewed on: 20th March 2024
Jeffrey B's avatar
Jeffrey B

Quick and easy loan application from start to finish

5
Quick and easy loan application from start to finish Reviewed on: 20th March 2024
Grant 's avatar
Grant

Simple pay back opitons

5
Helped me when I was I needed if some extra cash and a decent payment plan helped me pay back ahead of time. Reviewed on: 20th March 2024
Mark green's avatar
Mark green

Website simple to use.

5
Website simple to use. The process was quick and simple. Reviewed on: 20th March 2024
Tacha's avatar
Tacha

Trouble free and user friendly.

5
Trouble free and user friendly. Loan was acquired without any issues and I have not had any customer service issue's Reviewed on: 20th March 2024
salim 's avatar
salim

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