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Abound: Personal loans reviews

4.91
Based on 17,911 reviews, last reviewed 29th Apr 2026
470133% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
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Latest highest rating:

5

Fast processing and low interest Fast processing and low interest Reviewed on: 29th April 2026
Joshy P's avatar
Joshy P

Latest lowest rating:

1

Shocking that you can’t call up to speak to a real h... Shocking that you can’t call up to speak to a real human Reviewed on: 20th April 2026
Bernadeta M's avatar
Bernadeta M

About this product

Abound offer personal loans for amounts between £2,000 and £10,000.

When making a lending decision, Abound look at the full picture – what you earn, how you spend and what’s left at the end rather than only looking at your credit score.

Abound personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Abound before, you can also leave a review and share your experience.

Abound Personal loans reviews (17911)

Review of the Abound, Personal loans:

Applied for a loan and funds was in my account in 2...

5
Applied for a loan and funds was in my account in 24 hours .Was easy to apply with no complicated questions on application.Will recommend to use instead of high street banks Reviewed on: 16th April 2025

Quality service

5
the application process was straightforward and easy to understand, with clear instructions at every step. I appreciated how transparent they were about interest rates, repayment terms, and any associated fees—there were no hidden surprises. Reviewed on: 27th March 2026

Swift, without delay.

5
Swift, without delay. Staff give a proper breakdown of terms. Very detailed explanation of my options. Will readily recommend to a friend. Reviewed on: 27th March 2026

Great experience well dealt with

5
Great experience well dealt with Reviewed on: 27th March 2026

Happy with the services, payment was received quickly.

5
Happy with the services, payment was received quickly. Reviewed on: 27th March 2026

Extremely easy step up and friendly team couldn’t re...

5
Extremely easy step up and friendly team couldn’t recommend anymore Reviewed on: 27th March 2026

Great and expedited service towards accessing a per...

5
Great and expedited service towards accessing a personal loan. No unforseen stresses with the application process Reviewed on: 27th March 2026

Very easy to deal with clear and concise

5
Very easy to deal with clear and concise Reviewed on: 27th March 2026

Helpfull fast and easy.

4
Helpfull fast and easy. Helpfull Reviewed on: 27th March 2026

Smart Lending Approach but Not PerfectI have been...

5
Smart Lending Approach, but Not Perfect I have been using Abound for few years, and overall, it is a refreshing take on borrowing compared to traditional lenders. What stands out most is how they assess affordability—they look beyond just your credit score and consider your actual spending habits, which feels much fairer and more modern. The application process is quick and straightforward. Linking your bank account is simple, and decisions come through fast. I also found the interest rates to be competitive, especially given the personalised approach. One of the biggest positives is transparency. The terms are clearly explained upfront, and there are no hidden surprises. Managing the loan through their platform is easy, and repayments are clearly scheduled. However, there are a few downsides. Not everyone will feel comfortable linking their bank account, even though it is secure. Also, while rates can be good, they still depend heavily on your financial profile, so they won’t be the best option for everyone. Customer support is decent, but responses can sometimes take a bit longer than expected. Overall, Abound is a strong choice if you’re looking for a more personalised and tech-driven lending experience. It is particularly well-suited for people with steady income patterns who may not fit perfectly into traditional credit scoring systems. Reviewed on: 27th March 2026

An Excellent Experience

5
My experience was a good one and got all the help I needed via email. All with ease and simplicity. Quite happy Reviewed on: 27th March 2026