Paid advertisement
Smart Money People Logo
Newsletter

Voting in the Insurance choice awards 2026 is open - Vote here

Share this page

AllClear reviews

AllClear Travel Insurance logo
Rated Excellent 4.70/5

AllClear reviews

Verified business Last reviewed within 7 days
  • FCA approved and regulated
    FCA approved and regulated
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • On-line application and approval process
    On-line application and approval process
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website

Review summary

People rate this company as Excellent based on 6,909 product reviews

Average score of 4.70/5
5 star
89%
4 star
9%
3 star
1%
2 star
0%
1 star
1%

AllClear makes travel insurance straightforward and friendly, especially for those with medical conditions, offering clear policies and helpful staff. Many find the online and phone processes easy and appreciate the peace of mind the cover provides. However, some feel the premiums can be steep, especially on renewal, and claim handling has been a mixed bag with delays and frustrations reported.

Positive themes

  • AllClear’s customer service is friendly, helpful and makes insurance easy to understand. (41 mentions)
  • The online application and renewal process with AllClear is simple and quick to complete. (22 mentions)
  • AllClear covers pre-existing medical conditions well and offers peace of mind when travelling. (22 mentions)

Negative themes

  • Renewal premiums often rise sharply making loyal customers consider leaving AllClear. (6 mentions)
  • Claims handling can be slow and stressful with poor communication from AllClear’s claims team. (5 mentions)
Summarised by AI
Was this helpful?

About AllClear

AllClear is an award-winning travel insurance provider for customers with pre-existing medical conditions.

With over 20 years’ experience, AllClear’s mission is to help anyone with medical conditions to get the insurance they want and need. AllClear work with several large medical charities including Diabetes UK, Stroke Association and Motability.

AllClear provide all types of policies to cover most trips.

AllClear at a glance

Contact details

Phone
0808 281 2270
Main address
AllClear Insurance Services Limited, AllClear House 1 Redwing Court, Ashton Road, Romford, Essex RM3 8QQ
Social media

Reviews for AllClear

Showing 11 of 6909 company reviews Last reviewed within 7 days

All Clear are just like car salespeople, so sympathe...

Travel insurance 4th September 2026

All Clear are just like car salespeople, so sympathetic and competent when selling their product. However, the experience becomes increasingly bitter and unpleasant when making... All Clear are just like car salespeople, so sympathetic and competent when selling their product. However, the experience becomes increasingly bitter and unpleasant when making a claim. No reply or acknowledgement of our claim for over three weeks. On trying to follow up, All Clear stated that the claims company had changed. without informing us. When contacted, the “new" claims company stated that they had no knowledge of the claim and no manager available to discuss or help. Stated that a new claim had to be submitted to them despite it having been sent by recorded delivery and received by the previous company. This was disappointing and disgraceful behaviour and a total abdication of All Clear’s legal responsibility for the conduct of their agents as well as the promised service to us. The expensive policy was purchased on the assumption that we were dealing with a reputable and reliable company with a modicum of integrity. I should like to add that the insurance policy cost £2200. We are only claiming £1000 for fares and hotel costs. Had we remained uninsured we would only have lost £1000! The All Clear person asserted 'there has to be a cut off point" thus leaving us in limbo. Nobody at any stage in any of the three companies showed any interest in the fact that we're in our 80s and that it is now well over a year since our aborted trip. It has been tedious, frustrating and time consuming to drag the required proofs out of BA and Iberia in particular. The bureaucracies involved make Kafka's experiences fade into insignificance. All Clear is totally responsible for the change in claims companies and for the competent and safe transfer of records and our personal and medical data between them Wretched disappointing experience. Read more Read less

Rated Terrible 1.00/5
Read more product reviews

The advertising appears to be aimed at pensioners but..

Travel insurance 23rd August 2026

The advertising appears to be aimed at pensioners heading for the hotel pool. I had to make a claim, a robbery at a Bus Station... The advertising appears to be aimed at pensioners heading for the hotel pool. I had to make a claim, a robbery at a Bus Station in Northern Chile. As the police were well aware of the thief, the chance of getting a Police Crime Number was NIL. They dealt with it after a quick phone call and I received what I considered to be a very fair settlement. They admitted that it was not one of their usual claims. Read more Read less

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    They helped put my mind at rest when no one else was...

    They helped put my mind at rest when no one else was helping. Such kind and genuine staff who made my whole experience a joy.

  • 4.00/5

    Easy process, plenty of options and clear guidance

    Easy process, plenty of options and clear guidance

    {"display":"stephen g","full_name":"stephen g","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel insurance
    stephen g 20th August 2026
  • 1.00/5

    Had a trip in Fuerteventura on a loose tile on the p...

    Had a trip in Fuerteventura on a loose tile on the pavement outside the apartment i was staying at the staff took me to the... Had a trip in Fuerteventura on a loose tile on the pavement outside the apartment i was staying at the staff took me to the clinic 50 yards away I had a broken bone in my foot a toenail torn off and was bleeding from my toe elbow and wrist got 1310 euros came home and put a claim in after a week no claim form was sent out so done it online 2 months later and numerous emails later having sent them all the invoices and credit card payments still getting messed around be very wary Read more Read less

  • 1.00/5

    Steer Clear

    My wife and I were going on a river cruise with Saga and whilst I took Sagas included insurance (excellent) my wife used All Clear... My wife and I were going on a river cruise with Saga and whilst I took Sagas included insurance (excellent) my wife used All Clear which she has over many years. Just before our holiday I was taken to A&E and found to have heart failure. We cancelled the trip and Saga paid my claim on receipt of medical proof. After a month of sending various requested documents to Gallagher Bassett (who are supposed to deal with claims on behalf of All Clear) we are still awaiting settlement. My heart condition is not being improved by this delay and worry. As others have said, their sales team are superb but it all goes downhill should you claim. Even with a complaint you are told that it will be passed to Gallagher Bassett who no doubt will look at it ‘next week’ and decide what further documents they require Read more Read less

    {"display":"Ian T","full_name":"Ian T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel insurance
    Ian T 18th June 2026
  • 1.00/5

    Claims nightmare

    Firstly, the sales side of AllClear are excellent. However, if you are unfortunate enough to make a claim then it is a nightmare. AllClear sub... Firstly, the sales side of AllClear are excellent. However, if you are unfortunate enough to make a claim then it is a nightmare. AllClear sub contract claims to Gallaher Basset and they are totally useless.. Their modus operandi is to stretch out all claims by asking for more information every 7 days until you are totally frustrated. AllClear are no better as their customer care team are toothless. For reasons only known to them they have escalated my claim to Zurich Insurance and they are quoting a response team of 6-8 weeks. Everything to do with claims is hopeless . Avoid them at all costs. Read more Read less

    {"display":"Neil M","full_name":"Neil M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel insurance
    Neil M 22nd April 2026
  • 5.00/5

    Cover was exactly what I wanted at a great price

    Cover was exactly what I wanted at a great price

    {"display":"Russ","full_name":"Russ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel insurance
    Russ 2nd January 2026
  • 1.00/5

    It takes 5 working days to get a response to an emai...

    It takes 5 working days to get a response to an email and it took numerous emails phone calls and complaints to get my claim... It takes 5 working days to get a response to an email and it took numerous emails phone calls and complaints to get my claim resolved over 3 months in total ! The claims handling company ( Gallagher Basset ) are completely incompetent. I took out an annual policy but I’ve since written that off and gone with a different insurance company that I can trust Read more Read less

    {"display":"Steve W","full_name":"Steve W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel insurance
    Steve W 24th December 2025
  • 5.00/5

    Brilliant response from the company.

    Brilliant response from the company. Online application so easy to use.

  • 5.00/5

    EASY AND CLEAR FORMS

    when joining the forms are easy and very clear to understand and complete.

    {"display":"MalcolmR","full_name":"MalcolmR","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel insurance
    MalcolmR 30th October 2025

    Products from AllClear

    Showing all products offered by AllClear

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice