Are You Owed Money Reviews

Debt Collection

Complete scam!

This company is a complete scam. They’ll tell you all the bad reviews are due to the nature of their business, people that owe money etc..this is not true! I employed this company a year ago, ref AY- 5159-3070 they never return my calls or emails, t... Read more

This company is a complete scam. They’ll tell you all the bad reviews are due to the nature of their business, people that owe money etc..this is not true! I employed this company a year ago, ref AY- 5159-3070 they never return my calls or emails, they haven’t got my money back and I’m now reporting to the ombudsman and police because I believe they’ve fraudulently obtained my money through deception!

Reviewed on 10th December 2020

Jenny Ann

Debt Collection

Scam Alert!!!

This is a scam company. Only reports of scam here are genuine. All other reviews are entered by areyouowedmoney themselves. Please note that you can find a genuine debt recovery service using networks like FSB - federation of small businesses - for... Read more

This is a scam company. Only reports of scam here are genuine. All other reviews are entered by areyouowedmoney themselves. Please note that you can find a genuine debt recovery service using networks like FSB - federation of small businesses - for free. Never sign up to a service that you find on google. 99% are crooks who are waiting for a vulnerable pray. They take advantage of the fact that you have little access to legal help. Make sure your insurance comes with a good legal expenses cover. I am now applying to court after chasing them for my money for almost a year with no success. Imagine how much time I would have saved, had I had joined FSB before. Thanks to my neighbour, I heard about FSB now and I can ask questions to small businesses like mine about similar problems that they might have experienced already.

Reviewed on 23rd November 2020

Alex

Debt Collection

Con Artists

Steer clear. They do nothing. Talk a great talk. Complete waste of money. They should be in jail

Reviewed on 16th November 2020

Jackie

Debt Collection

Complete waste of time

Don’t waste your money. Complete waste of time and money. They talk a good game and don’t do anything other than send a few emails. Customer service is terrible, they don’t want to know as soon as they have your money.

Reviewed on 22nd October 2020

David

Debt Collection

Paid an annual fee, passed a few debts to them, not received a penny, steer clear

paid them a four figure amount, promised reviews, status reports, progress, face to face with debtors...they sent texts and did nothing any amateur could do.... Read more

paid them a four figure amount, promised reviews, status reports, progress, face to face with debtors...they sent texts and did nothing any amateur could do.
Never ever gave progress report probably because none to report.
Their credit report shows high risk, not at all surprising.

Reviewed on 21st October 2020

john

Debt Collection

keep all your money

They failed to do anything on my case against lambert car sales Ltd other than make the odd phone call and send a letter. I had to apply to stop the company closing down. I had to attend court twice to win the case, I had to pay more money in fees.... Read more

They failed to do anything on my case against lambert car sales Ltd other than make the odd phone call and send a letter. I had to apply to stop the company closing down. I had to attend court twice to win the case, I had to pay more money in fees. When it came to bailiffs collecting they got the money paid to them and it took 7 months to get anything out of them even then it was just the value of the car and no costs. I raised a complaint in December 2019 which is still not resolved. I paid £1200 to have a debt recovered which they said they would also recover but have not. It is as if they have no intent to recover their costs because they have taken it from me. They also keep a third of what is recovered. They collected £3171.88 and paid me £1704.08 7 months after collecting, as you can see they have kept more than a third. They do not reply to emails and my case handler is always not available. I have raised 2 complaints which they have ignored the only way I can get any response is to put it in the public domain, even then they complain about review platform policy and dispute negative feedback so it gets blocked without resolving why the negative feedback was left.

Reviewed on 16th August 2020

a mac

Debt Collection

useless company

i work in the finance industry and this is by far the most incompetent company i have had to deal with. they are USELESS!!

Reviewed on 23rd July 2020

Mark

Debt Collection

Not to be trusted

AYOM collected the money due from my customer but will not pass it to me. The case details which I should be able to access on line are incorrect and don't show that they have collected the money although they have told me in emails that they have all... Read more

AYOM collected the money due from my customer but will not pass it to me. The case details which I should be able to access on line are incorrect and don't show that they have collected the money although they have told me in emails that they have all the money and I should get it at the end of March. (They collected the money in December.) Now it is June and apart from a contact from them because I gave an honest review of my experience, they have not answered emails or recorded delivery letters.

Reviewed on 4th June 2020

Martin

Debt Collection

Very happy

Took a little while during the last 3 months to sort everything out but they kept me informed during the case. Recovered my entire debt and I've just received my money.

Reviewed on 3rd June 2020

Bryan Ross

Debt Collection

Response

After the last review, I had a response from my case manager (Will), it took him 2 emails to revert to type.

Reviewed on 23rd May 2020

John Ross

Debt Collection

Truly shocking service and support

They have not even attempted to provide me with the service promised. They refuse to respond to my emails. I am working harder than anyone at this company in typing this review. I am seriously considering taking a debt collector to a small claims... Read more

They have not even attempted to provide me with the service promised. They refuse to respond to my emails. I am working harder than anyone at this company in typing this review. I am seriously considering taking a debt collector to a small claims court to retrieve my fee. Go Figure! AVOID!

Reviewed on 11th February 2020

John Ross

Debt Collection

Couldn't be happier

Great service thanks to my case manager for sorting it out so quickly.

Reviewed on 21st January 2020

NK91

Debt Collection

My account manager worked very hard

Can't fault my account manager on this one. Made sure they kept me informed of what was going on and managed to sort out my case within a couple of months thanks to a payment plan. Would recommend and use again.

Reviewed on 21st December 2019

SP Designs

Debt Collection

Good service

Very happy with my result. Thanks.

Reviewed on 10th November 2019

JamieF

Debt Collection

Are you owed Money is a scam company ! Not to be trusted

We hired them in May, paid 1000£ to them as a fee, we are now mid October, we have not received a penny from the money our debtor owed, despite the fact that our debtor has fully repaid them. When we hired them they never informed us they would agree ... Read more

We hired them in May, paid 1000£ to them as a fee, we are now mid October, we have not received a penny from the money our debtor owed, despite the fact that our debtor has fully repaid them. When we hired them they never informed us they would agree to a weekly payment plan, that it would take months to possibly get our money back by monthly cheque, they do not return calls, they do not update us. We made a complaint and when we called the complaint department, they said they were too busy to take our call, I emailed the woman twice and she never answered my email, the whole point of hiring a debt recovery agency is to get the money back swiftly. Stay away from them. They are scam

Reviewed on 10th October 2019

valery demure ltd

Debt Collection

Absolute rats

Are you owed money ltd / ayom run by same scum who ripped people off with guardrec / guardian recovery - Robert Logan -

Reviewed on 2nd July 2019

Gaz

Debt Collection

I would rate it below 0 if it was possible.

I would rate it below 0 if it was... Read more

I would rate it below 0 if it was possible.
The debtor paid the whole money back on November 2018.
This company is holding my money. They said they have to until April because otherwise the debtor can take the money back. Now that 6 months period is over they have no other excuses. Suddenly nobody knows nothing. Customer service tells me to keep sending emails to finance and eventually they may answer as they are the only one responsible for that. Guess what I have already sent them 3 emails. First one was on 4th of April and they are not replying back. Nobody can contact them dirrectly somehow. Only emails that they ignore. This is ridiculous. Do not ever think about using them. Waste of nerves and time. After I went to court against debtor to get the warrant it seems like they are the next one on the list.

Reviewed on 25th April 2019

dawid

Debt Collection

Quick results, friendly staff

Really happy with AYOM. Good company, work quickly and explain everything in detail for me.

Reviewed on 18th March 2019

Greg1983

Debt Collection

Ana

Verry good experience i work verry good

Reviewed on 30th January 2019

Laurentiu