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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Fast and friendly!

The app is easy to use and money transfer is instant. Staff are professional and friendly when they are needed. Reviewed on: 17th April 2025

Atom have always been very efficient and easy to dea...

Atom have always been very efficient and easy to deal with Reviewed on: 17th April 2025

GREEDY HIGH STREET BANKS

Easy money in and easy to get out but dont be like the rest and hold back on interest rate rises due when base rate increases??High street banks are greedy elites and need to be closed Reviewed on: 17th April 2025

Brilliant app, efficient & straightforward

Opened a fixed term savings account following a recommendation via MSE. Opening the account was straightforward & efficient, the app works really well. Funding the account was similarly simple. Reviewed on: 17th April 2025

Good interest rates. Great app. Excellent company.

Good interest rates. Clear information which is easy to access on the app. Great app - very easy to use. I have opened a second savings account so that speaks for itself as to my opinion about the company. Reviewed on: 17th April 2025

Easy to use

Easy to open account and good rate of interest. Excellent communications from the bank. An all round easy experience Reviewed on: 17th April 2025

I opened a fixed 1 year savings account with Atom as...

I opened a fixed 1 year savings account with tom as they offered the highest interest rates at the time. The App is smooth and has worked really well for me. Reviewed on: 17th April 2025

Fantastic service, never an issue banking with them

Fantastic service, never an issue banking with them Reviewed on: 17th April 2025

First class bank

Very helpful staff - a pleasant surprise these days! Reviewed on: 17th April 2025

Good variation of products and easy to use.

Good variation of products and easy to use. Reviewed on: 17th April 2025

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