Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Great App.

The internet rates are not always competitive. However the App is very easy to use and find your way around. The account set up is also very quick and easy. Reviewed on: 13th March 2025

really good service

really good service. good interest rates. no issues at all. Reviewed on: 13th March 2025

Excellent app and rates everything you could wish for

Excellent app and rates everything you could wish for Reviewed on: 13th March 2025

Atom bank, great for savers

I have been saving with Atom bank for about 5 years and I find that they offer the best or close to the best interest rates on the market. Their app is simple, easy to navigate and the depositing or withdrawing of funds is straight forward and pretty quick. I recommend Atom bank to anyone wanting to maximize the interest on their savings be it ISAs or Fixed term bonds. Reviewed on: 13th March 2025

Easy to use app...

So easy to use the app all information you need appears on app easy to open accounts and keep up to date with your balances Reviewed on: 13th March 2025

Good service

Good service gor opening new accounts. For transferring money. Quickly done. Reviewed on: 13th March 2025

Very easy to set up but very secure.

Very easy to set up but very secure. Simple straightforward products and consistent rates Reviewed on: 13th March 2025

Excellent / easy to use / great interest rates

Excellent easy to use bank with great apps. Highly competitive rates of interest on savings accounts. Reviewed on: 13th March 2025

Highly recommend!

I have been a customer for around 5 years at this point and Atom has always offered a competitive savings rate and is a wonderfully easy banking app to use. I would wholeheartedly recommend Atom for as long as they still offer competitive rates. The fact they calculate interest daily and pay monthly is a point of difference that I really value too. Reviewed on: 13th March 2025

Easy banking

Good saving accounts , easy to bank with. Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Savings
from Hampshire Trust Bank 4.28 from 10 reviews
Savings Account
from ICICI Bank 3.49 from 4 reviews
Sir Bobby Robson Foundation Saver
from Newcastle Building Society 4.06 from 1 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub