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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Opening accounts is easy and intuitive.

3
Opening accounts is easy and intuitive. Instructions are straightforward, guidance is clear. Interest rates on savings are equivalent to, or below offers from other banks and savings providers. Reviewed on: 13th March 2025

Fast easy transactions.

5
Fast easy transactions. 24/7 access Reviewed on: 13th March 2025

Always good to use Atom Bank.

5
Always good to use Atom Bank. They take security very seriously. Reviewed on: 13th March 2025

Easy to use and secure

5
All great so far. Easy to set up and good security Reviewed on: 13th March 2025

Have banked with Atom for several years.

5
Have banked with Atom for several years. Always helpful and efficient. Reviewed on: 13th March 2025

Class leading rates.

4
Class leading rates. Simple set up. No faff. Can't ask for much more. Reviewed on: 13th March 2025

Great bank.

4
Great bank. Hood savings rate. Would recommend Reviewed on: 13th March 2025

Joined atom a little bit sceptical, however, my expe...

5
Joined atom a little bit sceptical, however, my experience has been first class with this bank, trusted and would recommend Reviewed on: 13th March 2025

Excellent app never had any problems and best rates...

5
Excellent app never had any problems and best rates of interest always Reviewed on: 13th March 2025

Execellent sevice no problems with there promises ,...

5
Execellent sevice no problems with there promises , everything is smooth Reviewed on: 13th March 2025