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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Best app based bank

5
Atom is one of the best app based banks out there, offering some of the most competitive products in the market which also compete and exceed most of the high street bank products. Their savings account is super competitive in terms of rates offered and flexibility/ease to open account and use Reviewed on: 13th March 2025

No problems whatsoever Good user interface too

5
No problems whatsoever Good user interface too Reviewed on: 13th March 2025

What’s not to like when it comes to banking!!

5
So easy to set up, so simple, very clear with all comms! What’s not to like when it comes to banking. Reviewed on: 13th March 2025

Good interest rates.

5
Good interest rates. Never had issue re payments to external accounts Reviewed on: 13th March 2025

Simple & Easy

5
Good rates of interest and good choice of ways to save. I haven't had to contact customer services as it was so easy to arrange in the app. Easy to check on your savings in the app and view any other offers. Reviewed on: 13th March 2025

Easy To Use - Excellent Communications

5
Easy to deal with and move money to bank of choice and excellent communications. Reviewed on: 13th March 2025

Savings account

5
Very easy to open an account on the app and to manage money Reviewed on: 13th March 2025

Great rates, great service.

5
Great rates, great service. Easy to setup and use. Reviewed on: 13th March 2025

Don’t know where or how to start saving? Try Atom Bank!

5
Atom Bank is quick and easy to apply! Gives one of the best rates on the market. The app interface is very friendly, using easy to understand words instead of confusing jargon. Customer service through the live chat and email was quick to respond to any of my queries. I would recommend for those that are interested in saving and don’t know where to start! Reviewed on: 13th March 2025

Very easy great app great rate fabulous would recomm...

5
Very easy great app great rate fabulous would recommend Reviewed on: 13th March 2025

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