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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom Bank has been the best choice for my savings!

Atom Bank has been an outstanding choice for my banking needs, offering some of the best rates on the market along with a seamless, user-friendly app that makes managing finances effortless. I have used and continue to use various types of ISA accounts with Atom, and the experience has been consistently excellent. The app is clear, transparent, and logically designed, making it easy to navigate, while their customer service is friendly, efficient, and always helpful. With competitive rates and a hassle-free digital experience, Atom Bank truly sets the standard for modern banking. Highly recommended! Reviewed on: 13th March 2025

Keeps its promises

Does the job it promised to do, always keeps me in touch and up to date. Reviewed on: 13th March 2025

Very happy with atom bank

Very happy with atom bank, most of my interaction is via the app which is very easy to use and a very good developed app. Reviewed on: 13th March 2025

App is superb !

App is superb ! So easy to deposit and withdraw funds. Good interest rates and the app is simplicity itself. Easily the best online bank. Reviewed on: 13th March 2025

Excellent hassle free and to quality

Excellent hassle free and to quality Reviewed on: 13th March 2025

Easy access

Easily accessible, good variety of banking products to choose from. I like the fact that I can withdraw money to my chosen bank account really easily without having to put in additional details or worry that I'm sending it to the wrong account. Reviewed on: 13th March 2025

I've had 2 accounts with atom for a couple of years...

I've had 2 accounts with atom for a couple of years now a d found them very easy to bank with Reviewed on: 13th March 2025

Best app based bank

Atom is one of the best app based banks out there, offering some of the most competitive products in the market which also compete and exceed most of the high street bank products. Their savings account is super competitive in terms of rates offered and flexibility/ease to open account and use Reviewed on: 13th March 2025

No problems whatsoever Good user interface too

No problems whatsoever Good user interface too Reviewed on: 13th March 2025

What’s not to like when it comes to banking!!

So easy to set up, so simple, very clear with all comms! What’s not to like when it comes to banking. Reviewed on: 13th March 2025

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