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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

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4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

Really simple to use and great rates

I've always found the app to be easy to use and the customer service to be friendly and quick to respond if I have ever needed anything. The rates are pretty great as well Reviewed on: 2nd March 2023

Application to funding in minutes

From downloading the App to registering my details, from choosing a product to then funding it was such a quick easy process. I also love the notifications, their social ethics and the Atom brand! Reviewed on: 2nd March 2023

Amazing

All round amazing. All round amazing. All round amazing. All round amazing. All round amazing Reviewed on: 2nd March 2023

Amazing Bank

Fantastic rates. Easy to use app. Reviewed on: 2nd March 2023

amazing rates and simple app

amazing rates and simple app, easy to set up and dont get spammed! Reviewed on: 2nd March 2023

Five Star Service

I have both a Instant Saver and Fixed Saver. Their rates are excellent, with an efficient and simple app. Reviewed on: 1st March 2023

Better interest rate than most and easy to use

The app is very intuitive and easy to track how your savings are growing. Better interest rates than most although you may be able to find better elsewhere. Rates have been going up with BoE rates which is good. Reviewed on: 28th February 2023

Superb company; great rates

Really innovative and superb rates. They change their rates regularly based on BoE rate quickly. Reviewed on: 28th February 2023

Great interest rates

Accounts are very easy to set up, got all the security features and very competitive interest rates Reviewed on: 20th February 2023

Good product

Good product and interest rate. Easy to use app Reviewed on: 20th February 2023

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