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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

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4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

Fantastic rates

Very responsive to Bank of England rage changes, offered their products at great interest rates really quickly Reviewed on: 2nd March 2023

Simple set-up with great rate

Very user friendly app and one of best rates in market for my needs Reviewed on: 2nd March 2023

Easy and reliable

I have found my experience with Atom to be very straightforward and have encountered no issues with it. Reviewed on: 2nd March 2023

Easy to use and great product

Best rate on the market at the time of opening and app was easy to use Reviewed on: 2nd March 2023

Fast and simple

Very intuitive App - was able to download and get saving in minutes, without the need to speak to anyone! Reviewed on: 2nd March 2023

Paving the way

Best fixed rate saver on the market, this little bank is going to be a huge disrupter to the big high-street banks in the near future Reviewed on: 2nd March 2023

Better than my high street bank (which is no longer on my high street)

2.9% more than my main bank why would anyone save with anyone other than Atom Bank. Reviewed on: 2nd March 2023

Excellent products

Great rates, easy access, fabulous bank Reviewed on: 2nd March 2023

Great rate, easy app to use.

Totally seamless, and access to a market leading savings rate. Reviewed on: 2nd March 2023

I tell everyone about Atom!

It's so easy to open an account, and the app has everything I need. I recommend Atom to all my friends and family! Reviewed on: 2nd March 2023

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