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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

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4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

Simplicity at its best

Creating and operating the account could not be any easier, straightforward platform with a really competitive rate! Reviewed on: 7th March 2023

Great rates and easy to use

Used Atom for a few months now and the platform is superb, also rates are much higher than a lot of other providers. Reviewed on: 6th March 2023

Simple, good value and friendly

Using the app is simple and information is nicely presented with just what I need to manage my savings. It also helps the rates are good and update frequently to be aligned with markets changes. Finally I like the friendly style of communication i get from the Atom team, it is a welcome change to the communications i get form other banks. Reviewed on: 6th March 2023

Great customer interface and consistently good value products

Atom provides excellent customer service through a brilliant app. Rates on offer are consistently good value. Reviewed on: 6th March 2023

Fantastic service - all in the app

Exactly what I was looking for from a savings provider - market-leading rates, and an intuitive, easy-to-use app which did everything I needed it to. Reviewed on: 6th March 2023

Great rates and easy to set up

Great rates and easy to set up, the IAS is also great Reviewed on: 6th March 2023

Quick, easy, best rates

Consistently offer some of the best rates. The app is simple to use so accounts can be opened quickly, and for those that need it the customer support is very helpful. Reviewed on: 6th March 2023

Easy to register and great rates

I recently opened a 1 year FRS with a great rate in about 5 minutes, no hassle. What more could I want? Reviewed on: 3rd March 2023

Perfect

Ticks all the boxes, easy to open and pays a great rate. Reviewed on: 3rd March 2023

People-friendly bank

Atom may be an App-based bank, but it is the most human banking organisation I've ever come across. It values its employees just as much as its staff, and this shows through Trustpilot reviews and app ratings. Reviewed on: 3rd March 2023

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