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Atom Bank: Savings reviews

4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5211)

Great product!

4
Good fixed rates with low minimum investment. Easy to set up and link to bank! Reviewed on: 9th March 2023

The easiest installation banking app around

5
Needed to open 5 separate fixer savings mobile banking apps. Atom was the easiest and simplest app by far. Reviewed on: 9th March 2023

Efficiency

5
Very efficient and trustworthy. Transfers easy. Reviewed on: 9th March 2023

Great Bank

5
Easy to use app. Excellent Customer Service Reviewed on: 9th March 2023

The best there is

5
Excellent interest rates and very easy to use Reviewed on: 9th March 2023

Perfect experience

5
Used the user friendly mobile app to invest in a fixed saver which was the best rate available. What’s not to like? Reviewed on: 9th March 2023

Four years and counting

5
I’ve been using the fixed savings account for just over four years. It’s easy to use, they nearly always have one of the best rates and available across the market and the customer service is spot on. Reviewed on: 8th March 2023

Straightforward and easy to use

5
Great platform, rate of interest and easy to set up Reviewed on: 8th March 2023

Organised

5
Simple to use and understand so I had no difficulty opening and account Reviewed on: 8th March 2023

Best rate! First rate!

5
Efficient, easy app, quick response, good interest terms Reviewed on: 8th March 2023

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