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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Easy set up

5
banking app easy, friendly staff at end of chat/phone, good rates of interest what more can you ask for! Reviewed on: 16th March 2022

Amazing rates and quick setup

5
Awesome products and easy access to view transactions Reviewed on: 16th March 2022

Best rates and Best Customer Experience

5
My fixed saver accounts matured this month and it was so easy to set up new accounts and transfer some money to my bank account. The interest is competitive and the app is very easy to use. Only improvement would be fingerprint identification. I will definitely carry on using their fixed rate saving accounts and the Instant Savings Account. Reviewed on: 16th March 2022

Reliable on line bank

5
Competitive rates, helpful staff if needed very happy customer Reviewed on: 16th March 2022

Easy as Pie

5
I was looking for a Bank that I could put some money aside that has better interest than most banks when I say an article about Atom Bank, all the account opening was done in the app it took me 10 minutes to register and open the savings account everything is in the app no clunky emails and I have 3 ways to log in, my passcode, Face ID or my Voice it’s so easy and love how you can choose the interest to be paid monthly or yearly Reviewed on: 16th March 2022

Always Reliable

5
Easy, reliable, always near the top of the best buy charts Reviewed on: 3rd March 2022

Easy to use, great rates!

5
Fantastic products, great rates and easy to set up. I have two accounts and definitely will be opening more. More than happy to recommend Reviewed on: 3rd March 2022

As good as banks get

5
Clear easy to use app Instant transfers In and out The most competitive interest rate This really is the best saving account out there in today’s market. Well done Atom Reviewed on: 3rd March 2022

Everything you need/want in a bank!

5
Great experience, great app, great customer service, great rates! Reviewed on: 2nd March 2022

Does what is says on the tin

5
Simple to use app, great rates followed up by fabulous customer service. Why use a bricks and mortar bank for poor returns on your pennies saved when you can Atom them :) Reviewed on: 2nd March 2022

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