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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5211)

Best rates and Best Customer Experience

5
My fixed saver accounts matured this month and it was so easy to set up new accounts and transfer some money to my bank account. The interest is competitive and the app is very easy to use. Only improvement would be fingerprint identification. I will definitely carry on using their fixed rate saving accounts and the Instant Savings Account. Reviewed on: 16th March 2022
sueking1962@gmail.com's avatar
[email protected]

Reliable on line bank

5
Competitive rates, helpful staff if needed very happy customer Reviewed on: 16th March 2022
Elizabeth Castling's avatar
Elizabeth Castling

Easy as Pie

5
I was looking for a Bank that I could put some money aside that has better interest than most banks when I say an article about Atom Bank, all the account opening was done in the app it took me 10 minutes to register and open the savings account everything is in the app no clunky emails and I have 3 ways to log in, my passcode, Face ID or my Voice it’s so easy and love how you can choose the interest to be paid monthly or yearly Reviewed on: 16th March 2022
Ross's avatar
Ross

Always Reliable

5
Easy, reliable, always near the top of the best buy charts Reviewed on: 3rd March 2022
David Smith's avatar
David Smith

Easy to use, great rates!

5
Fantastic products, great rates and easy to set up. I have two accounts and definitely will be opening more. More than happy to recommend Reviewed on: 3rd March 2022
Kgb73's avatar
Kgb73

As good as banks get

5
Clear easy to use app Instant transfers In and out The most competitive interest rate This really is the best saving account out there in today’s market. Well done Atom Reviewed on: 3rd March 2022
Chris Walker's avatar
Chris Walker

Everything you need/want in a bank!

5
Great experience, great app, great customer service, great rates! Reviewed on: 2nd March 2022
Emmac1993's avatar
Emmac1993

Does what is says on the tin

5
Simple to use app, great rates followed up by fabulous customer service. Why use a bricks and mortar bank for poor returns on your pennies saved when you can Atom them :) Reviewed on: 2nd March 2022
Carl Thomson's avatar
Carl Thomson

Excellent bank and app

5
I’ve had several fixed rate accounts over the last few years. And now the new instant access! Easy to use & customer service on the phone is brilliant! Highly recommended Reviewed on: 1st March 2022
Jill Easton's avatar
Jill Easton

On-line banking supremo

5
On-line banking at its best - easy to use, super-fast transfers to external accounts and competive rates. Reviewed on: 1st March 2022
JohnWade's avatar
JohnWade

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