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Atom Bank: Savings reviews

Name: Savings
Rating: 4.82 (5214 reviews)

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4.82

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Beyond frustrating

Tried to open an account via the amazing app and after 3 attempts I still couldn't give them my money. Sounds like this is a common problem! I'll wait until the app is a bit more developed. Reviewed on: 12th March 2017

Reply from Atom Bank Thanks for leaving your review Andrew, I'm sorry to hear your experience with our app wasn't a smooth one. We're constantly updating and we do take all customer feedback on board as we continue to develop our app. We'd like to speak with you to see if there is anything more we can do to help, you can reach us 24/7 on 0333 399 0050. Response date: 22nd March 2017

Very easy to setup.

Only took a few minutes to setup and use atom bank app. Reviewed on: 10th March 2017

USELESS

Have today tried to open a 1 year fixed rate account at 2%. App told me I couldn't. Called their helpline number and was told there could be a number of reasons for this. The main one seemed to be my current account was too old. First time in 34 years any bank and I have a number of accounts has refused to take Money off me. Reviewed on: 9th March 2017

Frustrating!!!!!

I can't download the app on my Galaxy S5 phone despite trying several times. It is supposed to be compatible with my phone but a message shows advising it isn't when I try to download the app. Reviewed on: 9th March 2017

Easy pezzie

Opened an account with Atom bank today. Easy pezzie even for a 73year oldcodger. Reviewed on: 4th March 2017

Reply from Atom Bank Fantastic! Great to have you onboard Response date: 22nd March 2017

No Worries

I opened my opened my one year fixed rate account easily" . 2% interest is great when you compare it to others. Best deal around and fully secure. It's a no brainer! Wife struggled because her store card was underwritten by another company and we didn't recognise it but went to checkmyfile.com,got it sorted and now we have two accounts opened. Facial recognition can be a bit dodgy, but you can also use voice recognition, or number code to login so no worries whatsoever. Excellent! Reviewed on: 4th March 2017

Reply from Atom Bank Welcome aboard Nigel! It's great to hear you've had a positive experience with our app. I hope your wife managed to get an account with us too, we're here 24/7 to help if there are any problems at all. Response date: 22nd March 2017

Shambles

Have now tried twice to open a fixed rate bond with different email addresses. No luck. Contacted bank twice on their chat line. Hopeless. Looked back at the number of adverse reviews - there are many. Someone in authority should take a hard look at their customer service. Not for me now. Don't trust them. Reviewed on: 4th March 2017

Reply from Atom Bank Hey Roger, thanks for taking the time to leave a review. I'm really sorry to hear you've not had a good experience with our app or customer service, we are still a new bank and take all customer feedback on board as we continue to develop our app. It would be great if we could speak with you to see if there is anything we can do to help, please give us a call on 0333 399 0050 and we can discuss the issues you've had. Response date: 22nd March 2017

A bit fidly...

... to set up. One wonders whether the app. was beta-tested. Finally accessible. When opening an a/c. for my wife, much easier. Reviewed on: 3rd March 2017

Reply from Atom Bank Thanks for taking the time to leave a review. It's great to hear you and your wife managed to get setup. We appreciate our app is different from other banking apps and it comes with a little bit of a learning curve, sounds like you figured it out in the end. If you ever need help with our app or want to speak with us about anything, we're here 24/7 to help. Response date: 22nd March 2017

Easy to set up savings account with great online security

Top interest rate offered for fixed term savings, great online security features Reviewed on: 1st March 2017

Reply from Atom Bank Hey Fiona, thanks for leaving your review. It's great to see you're happy with our app, we've worked hard on it and it's amazing to see positive reviews. We're constantly developing our app as we build our bank and all customer feedback is appreciated, if you need any help at all please do not hesitate to get in touch. Response date: 22nd March 2017

Simple, easy & fast account set up and funding and leading interest rates

First time I have ever set up an funded a new savings account within an hour with a new provider. Move savings to them due to the rate - but process has been faultless Reviewed on: 28th February 2017

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