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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Great Experience with Atom Bank Savings

5
I've been using Atom Bank for my savings account and it's been a smooth, hassle-free experience from the start. The app is easy to use, the interest rates are competitive, and everything is clearly laid out. I've never had to contact customer service — which to me says a lot about how well the platform works. Reviewed on: 19th April 2025

Very friendly and efficient - great APP too

5
Very friendly and efficient - great APP too Reviewed on: 19th April 2025

Really pleased with Atom, user friendly app and comp...

5
Really pleased with Atom, user friendly app and competitive rates. Reviewed on: 19th April 2025

Excellent app, excellent communication, easy to use.

5
Excellent app, excellent communication, easy to use. Reviewed on: 19th April 2025

Opened an account recently and the experience so far...

5
Opened an account recently and the experience so far has been very good Reviewed on: 19th April 2025

Effortless Use

5
My experience has been seamless and effortless Reviewed on: 19th April 2025

So easy to use

5
Easy to set up an account online. Easy to access account and easy to navigate around the website.Always keeps you informed and good interest rates. Reviewed on: 19th April 2025

Top class internet bank with great rates.

5
Excellent for savers and a bank that does actually answer the phone Reviewed on: 19th April 2025

Great app good rates

5
The app we easy to down load and use.The saving rates are very good.I HAVE USED Atom.for the last 5 yeard. Reviewed on: 19th April 2025

New to investing and the app makes it so clear and e...

5
New to investing and the app makes it so clear and easy to keep track of your money. No longer nervous about it and recommended to friends and family. Reviewed on: 19th April 2025

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