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Bamboo Loans: Personal loan reviews

Name: Personal loan
Rating: 4.82 (16792 reviews)

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4.82

Based on 16,792 reviews, last reviewed 10th Jun 2026

91% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026

Read all reviews See your review

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

89.9 % APR.. Loan sharks, your days are numbered!

Yes, I was approved and yes the application was easy but come on, nearly 90% annual interest is hard to ignore. What this equates too is not only day-light robbery, but means that in just two years a loan of £1300 is hit with over £1000 in interest alone. To be fair though, I could not fault Bamboo in the service offered and up-front clarity of what I was agreeing to but come on, even thumb-breaking Tony charges less and he comes to your door to collect. That said though I took the money, of course, but it still stings a bit when I look at 3% APR's offered by my own bank with whom I have been in the black with for over 12 years.. but,so what.... I just bury my head and live in the moment. Reviewed on: 7th June 2018

Easy process

Easy process but interest rate could be lower to give you a higher score from me. Reviewed on: 6th June 2018

best experience ive ever had ..

simple application ,no hassle or stress which saves me a lot of time i really couldnt believe how easy it was ..i would definitely be recommending Bamboo loans to all my friends Reviewed on: 6th June 2018

Great service

Bamboo being a great and reliable loan prover, had accepted my request in a really impressive time. I was seriously stressing about my financial situation, with all my bills going crazy, my pay taking a while to go into my bank, bamboo was a great and supportive outcome. They accepted my loan, approved it and contacted me to update me on the procedure and the steps. Great customer service and a very reasonable APR. Reviewed on: 6th June 2018

Top services

Abserlutly brilliant service, could not fault it at all, I woke up one morning with messages of the bank about some really important bills coming out the next day I just did not have the money to pay, due to job circumstance's. I really needed the money to pay so bamboo loans was the best deal I could find an the fastest service, the money was in my account within 5 hours.... Reviewed on: 6th June 2018

Brilliant

Applied online money was in my account the next day. Reviewed on: 6th June 2018

Was in a pickle

Very friendly and easy to use and don’t judge you Reviewed on: 6th June 2018

So easy

So easy to get the loan you want with great service Reviewed on: 6th June 2018

I like to recommend to my friends.

I like the customer service so fast and so easy baboom is very good and low interest i like to recommend to my friends and family Thank you. Reviewed on: 5th June 2018

Quick and easy

Fast descision, money arrived the same day - I was able to change my repayment date to suit me better to align with my pay date. I would highly recommend to anyone in need of a short term loan! Reviewed on: 5th June 2018

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