Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 16,568 reviews, last reviewed 13th Apr 2026
248300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The application process was so simple and easy to fo... The application process was so simple and easy to follow which made applying for the loan that much more convenient. There was so hassle involved at a... Read more Reviewed on: 13th April 2026
Chloe B's avatar
Chloe B

Latest lowest rating:

1

High APR high APR will not recommend to anyone Reviewed on: 27th March 2026
ade's avatar
ade

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16568)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Quick and easy

5
Quick and easy application. No hassle. Funds paid out very quickly and a clear payment plan to pay the money back. Payments each month aren’t excessive which is easy to keep on top of. Reviewed on: 11th June 2024

I was having a few problems and needed a loan quick...

5
I was having a few problems and needed a loan quick the whole process took less than 30 minutes and the money was in my account the next day it's really taken the pressure off and now I have just one much lower monthly payment. I'm very happy with the service thank u bamboo! Reviewed on: 11th June 2024

Quick and easy apply.

5
The loan arrived very very quick. Bamboo gived me a chance get the money. Other banks no. Reviewed on: 11th June 2024

Simple, quick, no issues.

5
Simple, quick, no issues. Fast payout Reviewed on: 11th June 2024

Excellent customer service, speedy response within h...

5
Excellent customer service, speedy response within hours and the money paid into your account the next working day! Easy to apply and set up. Reviewed on: 10th June 2024

The process was very smooth, and I received al the n...

5
The process was very smooth, and I received al the necessary information to be able to take the best decision for me. After they approved my loan, in 5 hours they transfer it in my bank account. Reviewed on: 10th June 2024

Great experience from start to finish.

5
Great experience from start to finish. I was able to complete the process within 10 minutes. Reviewed on: 10th June 2024

Easy, stress-free process

5
I found the entire process easy and stress free. That meant a lot because it’s been stressful looking into loans. Reviewed on: 10th June 2024

Perfect quick and easy 10/10 if only all things were...

5
Perfect quick and easy 10/10 if only all things were this easy to sort out and the money was available super fast. Reviewed on: 10th June 2024

Fantastic and easy for information

5
Fantastic and easy for information Reviewed on: 10th June 2024