Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 16,792 reviews, last reviewed 4th May 2026
2610% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth and easy process . Very smooth and easy process . The whole loan application and approval is very transparent and simple Reviewed on: 4th May 2026
Stiliyan 's avatar
Stiliyan

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Bamboo

4
Overall very good bamboo loans never had problem Reviewed on: 22nd June 2023

Helpful company

5
Very professional and helpful company...I have use it once and definitely I will use it again...thank you Reviewed on: 22nd June 2023

Absolutely fantastic

5
Bamboo provides a quick and easy application service that is very clear and not at all complicated. I would say their interest rate was fair too, given my credit score. Reviewed on: 22nd June 2023

Great lender

5
Easy straight forward lending can’t go wrong with bamboo Reviewed on: 22nd June 2023

Perfect and easy process

5
Found Bamboo from my credit report and found this company straight forward to use and everything was online so no need to post any documents and two days later the loan amount was in my account, and the web site all straight forward and no hidden extras its clear what you have to pay back every month Reviewed on: 22nd June 2023

Excellent

5
Process was fast and efficient great service hassle free from application and making payments my credit history was not great but excepted Thanks Reviewed on: 22nd June 2023

Supportive lender

5
I have found bamboo really supportive when my financial circumstances changed, they allowed me to take a break from payments very easily until my new job started and my wages kicked in again. Reviewed on: 22nd June 2023

I recommend I had a good experience

4
I really liked the service, it was very quick and simple to apply Reviewed on: 22nd June 2023

Great loan company

5
Super easy to to use, great app where you can manage your loan. Can’t fault it!!! Reviewed on: 22nd June 2023

Great process, great help should you need it.

5
Fast application and payout and great support available throughout the loan term should you need it. Would highly recommend Reviewed on: 22nd June 2023