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Bamboo Loans: Personal loan reviews

4.82
Based on 16,792 reviews, last reviewed 10th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
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Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026
Susan H's avatar
Susan H

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

It was fast an easy.

5
It was fast an easy. Had a decision in minutes. Definitely can’t fault them Reviewed on: 12th March 2026

Loan sharks ready to bite when you need

1
Loan sharks ready to bite when you need Reviewed on: 12th March 2026
Reply from Bamboo Loans Dear Oktay, Thank you for your feedback, which we are sorry to read. We have tried to reach out about this review via phone and email but were unable to speak with you. We believe that our loans are priced to reflect the associated level of risk, ensuring fairness. We are committed to providing clear and transparent pre-contract information regarding the interest rate offered and the total amount to be repaid. This ensures that customers can make an informed decision about whether to proceed with a loan. Kind regards, Bamboo Response date: 19th March 2026
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Bamboo Loans

Great lender

5
Great lender, simple and no fuss. Reviewed on: 12th March 2026

Very high interest rate but is not that bad it helps...

4
Very high interest rate but is not that bad it helps of a problem Reviewed on: 12th March 2026

Excellent customer service, easy to deal with.

5
Excellent customer service, easy to deal with. Reviewed on: 12th March 2026

Interest too expensive but other than that it has he...

1
Interest too expensive but other than that it has helped Reviewed on: 12th March 2026
Reply from Bamboo Loans Hi Demi, Thank you for taking the time to leave us a review. We’re pleased to hear that you found our service helpful. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.bambooloans.com/s/contact-us. Kind regards, Bamboo Response date: 17th March 2026
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Bamboo Loans

What an amazing company, i got my first bamboo loan...

5
What an amazing company, i got my first bamboo loan to help with all my debts which it did. Ended up saving loads doing it that way also got my second for home improvments and some towards a family holiday. Great company, never had a issure, needed to speak to someone a few times over the years and i got through to a real person who was friendly and helped. Reviewed on: 12th March 2026

The entire process was very simple and easy

5
The entire process was very simple and easy Reviewed on: 12th March 2026

Fast and efficient, had a good experience when I app...

5
Fast and efficient, had a good experience when I applied for this. Reviewed on: 12th March 2026

Simple, quick and professional service.

5
Simple, quick and professional service. Loan was deposited quickly. Could easily check my payments and how much I owed. Would use again. Reviewed on: 12th March 2026