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Bikmo: Cycle insurance reviews

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4.81
Based on 532 reviews, last reviewed 15th Jul 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2 star
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2%

Latest highest rating:

5

Bikmo is THE insurance for all bike riders. A fantastically efficient process to take out my insurance, fully comprehensive and a 50% multi bike discount too. Any questions the customer service ... Read more Reviewed on: 15th July 2025
Luc H's avatar
Luc H

Latest lowest rating:

1

Absolute scam artists! Absolute scam artists!! Please do NOT take out E Bike insurance with this terrible company, my bike got stolen and they are not paying out due to the ... Read more Reviewed on: 17th December 2024
rory c's avatar
rory c
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About this product

Bikmo cycle insurance provide sportive, kit and accessory cover as standard.

Bikmo cycle insurance policies cover you whether you’re riding road, MTB, tri, e-bikes or commuting to work. You can take out a policy in two minutes, access your cloud account 24/7 and do it all from your mobile.

Bikmo cycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Bikmo before, you can also leave a review and share your experience.

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Bikmo Cycle insurance reviews (532)

Bikmo is THE insurance for all bike riders.

5
A fantastically efficient process to take out my insurance, fully comprehensive and a 50% multi bike discount too. Any questions the customer service team pick the phone up quickly and were able to help. Reviewed on: 15th July 2025
Luc H's avatar
Luc H

Absolute scam artists!

1
Absolute scam artists!! Please do NOT take out E Bike insurance with this terrible company, my bike got stolen and they are not paying out due to the lock not being recognised by them, this was not straightforward in the Contract! Avoid these scam artists or your money will be gone , if your bike gets robbed they won't pay out !! Reviewed on: 17th December 2024
rory c's avatar
rory c

Disappointing

1
I needed to file a claim, and Bikmo took several weeks to start to process it, and then it send it to another company for further processing, which they say can take up to three days, but based on others experience, it can take a week or two. Apparently the other company often denies the claims, and therefore I am inclined to think that Bikmo is essentially a scam operation. Very disappointing. Reviewed on: 30th November 2024
Michael M's avatar
Michael M

Super quick process, great coverage and easy on the...

5
Super quick process, great coverage and easy on the pocket. The customer service team are bike experts which is reassuring. There are three levels of cover depending on how you ride plus there is a 25% discount on eBikes and 50% multi-bike discount. Reviewed on: 17th July 2024
Gary Bright's avatar
Gary Bright

Excellent customer service.

5
Excellent customer service. Very friendly staff. Claims quickly resolved. Reviewed on: 9th July 2024
Elizabeth J's avatar
Elizabeth J

Great bunch to talk bikes.

5
Great bunch to talk bikes. Super quick replacement of my broken fork. Reviewed on: 8th July 2024
Julian's avatar
Julian

AVOID - Can not be trusted

1
After having insurance with them for a couple of year, when my bike unfortunately got stolen they would not pay out because they were not willing to verify my lock. My lock was complaint with the policy, so unfortunately they mis-sold me the policy. If you want protection for your bike, so somewhere else. Avoid this company. Reviewed on: 2nd February 2024
Simon P's avatar
Simon P

Great piece of mind

5
Great piece of mind, simple to set up and great service Reviewed on: 14th October 2023
Mike's avatar
Mike

Keep yourself covered

4
Although I have never needed to make a claim I believe the cover offered by Bikmo provides peace of mind should the unexpected happen. If either your bike was stolen or indeed if you managed to collide with an expensive parked car then you have the security of knowing that you are covered by your insurance Reviewed on: 14th October 2023
David White's avatar
David White

Great insurance

5
They are great, but the cost for insuring my bike has increased 4fold in the last three years. Reviewed on: 14th October 2023
Susanne Schulze's avatar
Susanne Schulze

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