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Carmoola: Car finance reviews

4.86
Based on 1,068 reviews, last reviewed 15th Jun 2026
101400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Go Go Go Carmoola Amazing company really responsive and verry quick payment system.And the App is great too Reviewed on: 15th June 2026
Colin Meadows's avatar
Colin Meadows

Latest lowest rating:

1

I initially found Carmoola to be excellent. I initially found Carmoola to be excellent. Setting up an account was quick, easy, and straightforward, and finding a car through the app was a smooth... Read more Reviewed on: 9th June 2026
Daniel oldfield's avatar
Daniel oldfield

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

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Carmoola Car finance reviews (1068)

Purchased a Ford fiesta using Carmoola, good and hel...

5
Purchased a Ford fiesta using Carmoola, good and helpful customer service team Reviewed on: 10th June 2026

Great experience easy to use app makes car finance a...

5
Great experience easy to use app makes car finance a breeze. Reviewed on: 10th June 2026

Excellent service, very quick and efficient way to f...

5
Excellent service, very quick and efficient way to finance your car. Reviewed on: 10th June 2026

Great company

5
I got a loan for my car about 4 years ago, possibly as they were just becoming known. They offered the best rate even when I was talking to the dealer at the time he said you would struggle to get a better deal. It was quick and easy and payment was made to dealer within minutes Reviewed on: 10th June 2026

Really easy to use.

5
Really easy to use. Unlimited checks on vehicles before viewing is great and saves a lot of wasted time going to look at potential sheds. They tell you how much your available budget is from the outset and because it's set rate you know exactly how much your going to pay back each month. Admittedly there will be cheaper apr rates out the depending on your credit rating but that is up to you. There is no hard sell, no pressure phone calls. I didn't physically speak to anyone apart from the guy I bought the car from. I just found it on auto trader, checked it was an approved vehicle using the app, viewed it and went back next day and drove away. The process at the dealers took about half an hour to sort out paperwork and scan and send your paperwork to carmoola using the app. Reviewed on: 10th June 2026

Quick, good value and excellent app

5
Quick, good value and excellent app Reviewed on: 10th June 2026

Fantastic and easy to use , no waiting around for ho...

5
Fantastic and easy to use , no waiting around for hours either . You get an answer right away Reviewed on: 10th June 2026

Went above and beyond when a garage was slow to get...

5
Went above and beyond when a garage was slow to get going, thank you for helping with very quick replies via message Reviewed on: 10th June 2026

It was very easy to set up

5
It was very easy to set up and pay and the running of my account is easy with the app Reviewed on: 10th June 2026

Smooth Finance Process and a Fantastic MINI F56

5
I used Carmoola to finance my MINI F56 and the whole experience has been excellent. The application process was simple, quick, and easy to complete through the app. Everything was clearly explained, with no confusing jargon or unnecessary delays. The finance was approved quickly, and Carmoola kept me updated throughout the process. I’ve now had the MINI F56 for a while and it’s been a fantastic car – reliable, fun to drive, and exactly what I was looking for. What stood out most was how straightforward and stress-free Carmoola made arranging the finance. The app is easy to use, payments are clearly displayed, and managing my agreement has been hassle-free. Overall, I’m very happy with both the car and the finance service provided by Carmoola. I’d happily recommend them to anyone looking for a modern, simple way to finance a vehicle. Reviewed on: 10th June 2026

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