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Carmoola: Car finance reviews

4.86
Based on 1,118 reviews, last reviewed 26th Aug 2026
106100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent overall Great service very easy finance. Every with carmoola is excellent. Very good service Reviewed on: 26th August 2026
Hari C's avatar
Hari C

Latest lowest rating:

1

In process of having to file a case with the financi... In process of having to file a case with the financial ombudsman due to having to spend the best part of 5k to sort the car out and it still has other... Read more Reviewed on: 29th July 2026
John Young's avatar
John Young

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

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Carmoola Car finance reviews (1118)

I came across Carmoola through an advert that mentio...

5
I came across Carmoola through an advert that mentioned getting approved in just a couple of minutes with no paperwork hassle — and honestly, they fully delivered on that promise. I’ve applied with several other loan companies before, and the process has always been stressful, time-consuming, and full of unnecessary complications. With Carmoola, it was completely different. The whole experience was smooth, quick, and incredibly convenient — everything was done right at my fingertips through the app. What really stood out was how simple and transparent it was from start to finish. No confusing steps, no piles of paperwork — just a straightforward process that actually works. It made getting my dream car so much easier than I expected. I would definitely recommend Carmoola to anyone looking for a hassle-free car loan. Reviewed on: 10th June 2026

Recently took out some car finance with Carmoola and...

4
Recently took out some car finance with Carmoola and was easy to set up and stress free. Very simple process. Reviewed on: 10th June 2026

Car finance at your fingertips.

5
Car finance at your fingertips. Excellent customer service. Reviewed on: 10th June 2026

Easy easy process

5
Easy process. Easily applied and find out very quick. Reviewed on: 10th June 2026

Simple process and a great app

5
Found a car then Carmoola took over and told me that the vendor was all good and told me the instalments I would be paying! They did find other cars for me from other sellers!! Easy company to deal with and will use them again! I am very impressed by the APP and love being able to overpay on there and see my term period reduce considerable almost by a year so far! Reviewed on: 10th June 2026

I was looking for a car finance and with carmola it...

5
I was looking for a car finance and with carmola it very quick and efficient Reviewed on: 10th June 2026

absolutely fantastic! Easiest way to finance a car!

5
I was referred to Carmoola by a third party and my experience has been excellent! Completely transparent, easy to keep track of my car and how much I owe and the ability to nickname your car is a very nice touch! Love love love them! Reviewed on: 10th June 2026

Easy to do, would recommend

5
This has been super easy to set up and payments are also easy to organise. At a good rate, it made buying my first car a doddle! Reviewed on: 10th June 2026

Amazing!

5
I was accepted in seconds and the transaction went smoothly. Very nice customer service and I was updated throughout. Reviewed on: 10th June 2026

Seamless process , changing the way you purchase a car.

5
Seamless process , changing the way you purchase a car. My experience has been exceptional. Didn’t think purchasing a car would be this easier. You having the benefit of knowing what you can apply for upfront. Reviewed on: 10th June 2026

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