Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Carmoola: Car finance reviews

View other Carmoola products
4.86
Based on 1,118 reviews, last reviewed 26th Aug 2026
106100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent overall Great service very easy finance. Every with carmoola is excellent. Very good service Reviewed on: 26th August 2026
Hari C's avatar
Hari C

Latest lowest rating:

1

In process of having to file a case with the financi... In process of having to file a case with the financial ombudsman due to having to spend the best part of 5k to sort the car out and it still has other... Read more Reviewed on: 29th July 2026
John Young's avatar
John Young
Read all reviews Write a review

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

Review Carmoola: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Carmoola Car finance reviews (1118)

Carmoola provided me with a quote for a car loan wit...

5
Carmoola provided me with a quote for a car loan with a choice of how many months to repay. The whole process was quick and easy and I was told the amount of interest to be paid in plain language. Carmoola takes my monthly payment direct from my debit card. This means that the monthly amount can be taken at the weekend. However, Carmoola notifies me before they take any monies out. They also keep me informed of how much of a percentage that I own of the car and how much I have left to pay. Overall, my experience has been a good one. Reviewed on: 13th June 2026
Mar N's avatar
Mar N

Carmoola is great and i recommend it to anyone, supe...

5
Carmoola is great and i recommend it to anyone, super easy to use! Reviewed on: 13th June 2026
Francesca 's avatar
Francesca

experience from start to finish was absolutely sp...

5
My experience from start to finish was absolutely spot on Reviewed on: 13th June 2026
Craig Tayler's avatar
Craig Tayler

Excellent

5
I had an excellent experience with Carmoola. The application process was simple, fast, and stress-free. The app is user-friendly, communication was clear throughout, and the whole experience exceeded my expectations. I would definitely recommend it to anyone looking for car finance. Reviewed on: 13th June 2026
TONY V's avatar
TONY V

Very helpful understanding.

5
Very helpful understanding. Very professional. Very good communication with customer Reviewed on: 13th June 2026
Robert Stilwell's avatar
Robert Stilwell

Finance made fun

5
The whole process was really simple & the app made it almost fun. Loved the welcome gift as if made me laugh. Reviewed on: 13th June 2026
Vanessa M's avatar
Vanessa M

Very good and friendly service very easy too contact...

5
Very good and friendly service very easy too contact and eager too help Reviewed on: 13th June 2026
David McKinley 's avatar
David McKinley

No need for a big speech, simple, easy and always on...

5
No need for a big speech, simple, easy and always on your side. Reviewed on: 13th June 2026
Jacob S's avatar
Jacob S

Their app is very useful I am able to update payment...

5
Their app is very useful I am able to update payments, see statements, view how much I have left to pay (&how much I’ve paid so far), info on my car and much more, customer services has been excellent when I need any kind of assistance and change my payment method. Reviewed on: 13th June 2026
Pat F's avatar
Pat F

Carmoola made it easy to finance a car, with a virtu...

5
Carmoola made it easy to finance a car, with a virtual card you simply make the payment to the dealership and pay it down like a HP agreement, but often with better APR. Reviewed on: 13th June 2026
Louis Crawley's avatar
Louis Crawley

Review Carmoola: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill