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Cashfloat: Payday loans reviews

Name: Payday loans
Rating: 4.77 (679 reviews)

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4.77

Based on 679 reviews, last reviewed 19th Sep 2026

45% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Overall very good customer focused. Overall very good customer focused. I have observed that the staff are usually very patient, professional, and they respond relatively quickly to cust... Read more Reviewed on: 19th September 2026

Latest lowest rating:

1

I had 2 loans never missed a payment tried getting a... I had 2 loans never missed a payment tried getting a 3rd wouldnt allow me to get 1 Reviewed on: 1st July 2026

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About this product

Cashfloat is a UK-based short-term loan provider.

Loans are available for up to £1,500 and once you apply, you’ll normally get a decision within minutes. You can repay your Cashfloat loan over terms from three to nine months. You can apply for a Cashfloat loan no matter what your credit history is like.

Cashfloat short-term loan reviews help you find out what it’s like to be a customer. If you’ve used Cashfloat before, you can also leave a review and share your experience.

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Cashfloat Payday loans reviews (679)

Amazing Service

I want to thank Cashfloat for having the confidence to fund my £300 when all other lenders refused me due to my poor credit rating from my past. I cant thank you enough and wish you all the very best in all aspects of your lives. Thank You Reviewed on: 13th July 2023

Reply from Cashfloat Hi Johnofsyd, Thanks so much for sharing your experience, we really appreciate it! It's wonderful to hear such kind words from you. We understand how frustrating it can be to face repeated rejections, and we're pleased we could help when you needed a bad credit loan. Your well wishes mean a lot to the team. We hope everything goes well for you going forward. All the best, The Cashfloat Team. Response date: 2nd June 2026

Easy to access

Easy process and fast. Everything was done in 30 min. Reviewed on: 13th July 2023

Reply from Cashfloat Hi Bianca, Thank you for your review. We're pleased to hear the short term loan application was quick and straightforward for you. It's always good to know our customers find the process easy to navigate. All the best, The Cashfloat Team. Response date: 2nd June 2026

Jump through hoops to get a loan!

I had to jump through more hoops than ever to get this loan. First they ask you to provide access to your HMRC login so they can access proof of your pay and benefits, then they ask for bank statements as well as wage slips and proof of benefits. I repaid the loan back in 7 days and it still cost me £30 interest! If I'm desperate enough, I may consider loaning again, but the interest for a loan, admittedly on a poor credit score, is likely to get you more in debt than before. Reviewed on: 13th July 2023

Reply from Cashfloat Hi Angie, Thank you for taking the time to share your feedback. We appreciate your honesty about your experience. We understand the application process can feel like a lot of steps. The information we ask for is to help us carry out a thorough affordability assessment, which is something we take seriously to ensure any bad credit loan is manageable for the borrower. We appreciate your patience in completing the process. Regarding the cost, all interest and fees are clearly displayed before you accept the loan agreement, so you always have the opportunity to review the total amount repayable and decide whether it works for you. It's worth noting that payday loans and short term loans are designed for emergency or short term use, and we always encourage borrowers to consider whether this type of borrowing is right for their situation. We're pleased you were able to repay within 7 days, and with Cashfloat there are no penalties or extra charges for early repayment. We do value your feedback and will use it to keep improving the experience for our customers. All the best, The Cashfloat Team. Response date: 2nd June 2026

professional, prompt service

I came across cashfloat on line when I was lumbered with an emergency/unexpected expense and I've not experienced a more helpful, professional, unjudgemental service. I didn't feel embarrassed about asking for money, the online process was easy and the customer call back was helpful and courteous. I would have no hesitation in recommending Cashfloat Reviewed on: 12th July 2023

Reply from Cashfloat Hi Sally, Thanks so much for sharing your experience, we really appreciate it! We're pleased we could help when you were facing an unexpected expense, and it's wonderful to hear you felt comfortable throughout the process. Making sure our customers feel supported and free from judgement is really important to us, so your words mean a lot. It's also great to know the online application and the call back were both positive experiences for you. Thank you for recommending Cashfloat, that really does mean a lot to us. All the best, The Cashfloat Team. Response date: 2nd June 2026

Fast easy service that really helped

The whole process was easy to follow and super speedy. Ideal for short term loans to help out with an unexpected bill. Reviewed on: 11th July 2023

Reply from Cashfloat Hi Mandy, Thanks so much for taking the time to leave us a review, we really appreciate it! We're pleased to hear the process was easy to follow and that the funds reached you quickly. It's always our aim to make short term loans as straightforward as possible, especially when an unexpected bill comes along. We hope everything is sorted now. All the best, The Cashfloat Team. Response date: 2nd June 2026

Quick and easy

Great service provided, was quick and hassle free, will definitely recommend to family and friends Reviewed on: 11th July 2023

Reply from Cashfloat Hi Akeel, Thank you for your lovely review, we really appreciate it! We're pleased to hear your short term loan experience was quick and hassle free. It means a lot that you'd recommend us to family and friends. All the best, The Cashfloat Team. Response date: 2nd June 2026

You had faith in me when others didnt

We all go through difficult times in life. I had bad credit but cash float did something what other company's didn't I asked for help and they came through to help me the process was fast and easy I gave all what they asked for and I got excepted and I'm so grateful and in return I will honour and respect my terms and conditions that is respect thank you so much for helping me in my difficult times x Reviewed on: 11th July 2023

Reply from Cashfloat Hi Steven, Thanks so much for sharing your experience, we really appreciate it! It's clear this meant a lot to you, and we're really pleased we could help during a difficult time. We understand that having bad credit can make it harder to find a bad credit loan, so it's wonderful to hear that our process was fast and easy for you. Your commitment to honouring your repayment terms is fantastic, and we truly appreciate your kind words. We wish you all the best going forward. All the best, The Cashfloat Team. Response date: 2nd June 2026

Fair even lender

As a person with bad credit history it is very hard to find an honest, helpful lender. Very easy to deal with as well Reviewed on: 9th July 2023

Reply from Cashfloat Hi Paul, Thank you for taking the time to leave us a review, we really appreciate it! We understand how challenging it can be to find a reliable bad credit loan provider, and we're pleased that your experience with us was a positive one. It's good to know you found the process easy and straightforward. All the best, The Cashfloat Team. Response date: 2nd June 2026

Fantastic

Fantastic thanks for the loan great service Reviewed on: 9th July 2023

Reply from Cashfloat Hi Bev, Thank you for your lovely feedback, we really appreciate it! We're pleased to hear you had a great experience with our short term loan service. All the best, The Cashfloat Team. Response date: 2nd June 2026

Easy and fast process

Used this service for the first time and from start to finish was as good as expected and kept me informed the whole way. Reviewed on: 8th July 2023

Reply from Cashfloat Hi Alfie, Thanks for taking the time to leave us a review, we really appreciate it! We're pleased to hear that your first experience with our short term loan service went smoothly and that you felt well informed throughout the process. Keeping our customers updated every step of the way is something we take pride in. All the best, The Cashfloat Team. Response date: 2nd June 2026

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