Paid advertisement
Smart Money People Logo
Newsletter

Cashfloat: Payday loans reviews

4.77
Based on 679 reviews, last reviewed 19th Sep 2026
45% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Overall very good customer focused. Overall very good customer focused. I have observed that the staff are usually very patient, professional, and they respond relatively quickly to cust... Read more Reviewed on: 19th September 2026
Don O's avatar
Don O

Latest lowest rating:

1

I had 2 loans never missed a payment tried getting a... I had 2 loans never missed a payment tried getting a 3rd wouldnt allow me to get 1 Reviewed on: 1st July 2026
Donna Louise Proctor's avatar
Donna Louise Proctor

About this product

Cashfloat is a UK-based short-term loan provider.

Loans are available for up to £1,500 and once you apply, you’ll normally get a decision within minutes. You can repay your Cashfloat loan over terms from three to nine months. You can apply for a Cashfloat loan no matter what your credit history is like.

Cashfloat short-term loan reviews help you find out what it’s like to be a customer. If you’ve used Cashfloat before, you can also leave a review and share your experience.

Review Cashfloat: Payday loans now

Help others make smarter decisions by sharing your own experience. Write a review

Cashfloat Payday loans reviews (679)

Great Service so far

5
Clear and helpful process. Friendly and quick to make a decision. Highly recommended. Reviewed on: 31st May 2023
Reply from Cashfloat Hi Sathya, Thank you for your kind feedback, we really appreciate it! We're pleased to hear that you found the short term loan application process clear and straightforward, and that the decision was quick. It's always nice to know our team came across as friendly too. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

Crazy interest rates

1
Easy but interest is way to high for such a small payment Reviewed on: 31st May 2023
Reply from Cashfloat Hi Simon, thank you for your honest review. We're sad to hear you were left unsatisfied with our service. Our loans are high-interest, and we try to remind applicants of this along the application journey. As such, we urge consumers to only use payday loans in an emergency and only if they can afford the repayments. Wishing you all the best, The Cashfloat Team. Response date: 8th June 2023
Cashfloat logo
Cashfloat

Thank you for everything

5
Great service - efficient lovely staff whenever you pick up the phone - very helpful, supportive and insightful. Thank you to all the CashFloat team :) Reviewed on: 30th May 2023
Reply from Cashfloat Hi Charlotte, Thanks so much for sharing your experience, we really appreciate it! It's wonderful to hear that our team has been helpful, supportive and insightful whenever you've been in touch. Your kind words will be passed on to the team, and we know they'll be delighted to hear this. We're pleased we could provide a positive short term loan experience for you. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

I like the online process

5
I’m not very good at speaking to people over the phone so to be able to apply online from start to finish was amazing. Good job Reviewed on: 28th May 2023
Reply from Cashfloat Hi John, Thank you for taking the time to leave us a review, we really appreciate it! We're pleased to hear that our fully online payday loan application process worked so well for you. Being able to complete everything at your own pace without needing to make any phone calls is something we know matters to a lot of our customers, so it's great that this made the experience a positive one for you. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

Quick and easy

5
The response and payout were done very quickly. I also like the easy access website Reviewed on: 28th May 2023
Reply from Cashfloat Hi Robert, Thank you for taking the time to leave us a review. We're pleased the funds reached your account quickly and that you found our website easy to use. A smooth, straightforward experience is exactly what we aim to provide with our short term loan service. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

Excellent Service Delivery

5
Your excellent service delivery is highly appreciated. Keep up the great work! Reviewed on: 26th May 2023
Reply from Cashfloat Hi Adeniyi, Thanks so much for your kind feedback, we really appreciate it! It's wonderful to hear that you had such a positive experience with our short term loan service. We're committed to providing an excellent experience for all our customers, and your words truly mean a lot to us. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

Only if you are really desperate, but decent enough process.

4
Only use if you are in an absolute emergency as the rates are ridiculously high, and the process for "reminding" you about repayments is a little excessive, but overall the process was fairly painless and very quick to set up. Reviewed on: 26th May 2023
Reply from Cashfloat Hi Marc, Thank you for taking the time to leave us a review. We appreciate your honest feedback. You're right that short term loans like ours are best suited for emergency or short term use, and we always make sure the full cost of the loan is clearly shown before you accept, so there are no surprises. We hear your feedback on the repayment reminders. These are designed to help customers stay on track, but we understand they can feel a little much at times. We're pleased to hear the application process was quick and straightforward for you. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

Quick cash when I needed it

4
The application process was quick and easy. Was in need of the cash quickly. Obviously try not to use these types of loans, but if you Carnt help it these are pretty good. Reviewed on: 25th May 2023
Reply from Cashfloat Hi John, Thank you for taking the time to leave us a review. We're pleased the short term loan application process was quick and easy, and that the funds reached you when you needed them. You make a fair point. Payday loans are best suited for short term or emergency use, and it's sensible to approach them that way. We're happy we could help when you needed it most. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

quick, easy

5
if you need a loan choose the cashfloat Reviewed on: 28th September 2022
Reply from Cashfloat Hi Gyorgy, Thank you for the recommendation, we appreciate you taking the time to leave us a review. We're pleased to hear you had a positive experience with our short term loan service. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

Easy Application process . Quick decision

4
I found the whole process simple and the response time was excellent . Cash Float helped me through a difficult financial situation. Would definitely recommend for their professionalism Reviewed on: 25th July 2022
Reply from Cashfloat Hi Sarah, Thanks so much for sharing your experience, we really appreciate it! We're pleased to hear the short term loan application process was straightforward and that the response time met your expectations. It's good to know we could help during a difficult financial situation, and we appreciate you recommending us. Your kind words about our professionalism mean a lot to the team. All the best, The Cashfloat Team. Response date: 2nd June 2026
Cashfloat logo
Cashfloat

Do you have a different Cashfloat product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Cashfloat?

  • Personal Loans

    from Cashfloat 4.66 from 52 reviews
    Cashfloat
  • Business Loans

    from Cashfloat 4.06 from 1 reviews
    Cashfloat
  • Credit Repair

    from Cashfloat 4.06 from 1 reviews
    Cashfloat
    View all products