Write a review

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2601 reviews)

View other Central Credit Union products

4.97

Based on 2,601 reviews, last reviewed 26th Mar 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Prompt and efficient Speedy answer on my loan, as i needed to be able to confirm a down payment. Central Credit Union are so efficient and understanding that i would total... Read more Reviewed on: 26th March 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

Read all reviews Write a review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Review Central Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (2601)

I have been with the credit union for over ten years...

I have been with the credit union for over ten years, they have helped me so much, as a single mum with 3 kids they have really helped me over the years, I would really really recommend being with the credit union for yourself and also your kids future. Reviewed on: 16th July 2025

Staff go above and beyond to help there customers I...

Staff go above and beyond to help there customers I have already recommended a couple of my friends an family members which they’ve have no problems with getting there loans appreciate there value for being the best loan for our community much appreciated I highly recommend to everyone. Thank you central credit union. Reviewed on: 16th July 2025

Helpful staff

I have been with central credit union for 20+ years and they have always been very helpful and polite. Reviewed on: 15th July 2025

I had a wonderful experience working with Central Cr...

I had a wonderful experience working with Central Credit Union for a personal loan, and I couldn’t be more pleased. From start to finish, the process was smooth, straightforward, and stress-free. The staff were not only professional but genuinely friendly—welcoming, patient, and always ready to answer my questions without making me feel rushed or overwhelmed. They walked me through every step, made sure I understood all the terms, and treated me like more than just an account number. It really felt like they cared about helping me reach my financial goals. In a world full of big banks that can feel impersonal, Central Credit Union is a refreshing change of pace. If you’re looking for a credit union that combines excellent service with a personal touch, I highly recommend giving them a visit. I’ll definitely be turning to them again for future financial needs! Reviewed on: 15th July 2025

Friendly,helpful staff.

Friendly,helpful staff. Really quick and easy to apply. No fuss. I have told family and friends about liverpool central credit union and how great they are. Reviewed on: 15th July 2025

Always really easy to apply and quick

Always really easy to apply and quick Reviewed on: 15th July 2025

Great service

Been with credit union nearly 4 years, never had a problem excellent service Reviewed on: 15th July 2025

Very quick an easy process very helpful an polite cu...

Very quick an easy process very helpful an polite customer service Reviewed on: 15th July 2025

Always been very helpful on the phone explaining you...

Always been very helpful on the phone explaining your options Reviewed on: 15th July 2025

Brilliant

Brill customer service love that app tells you all you need to know plus so easy to get through on phone Reviewed on: 15th July 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from 1st Class Credit Union 5.00 from 22 reviews
BetterBorrow
from BetterBorrow 4.87 from 906 reviews
Short-term loans
from Moneyboat.co.uk 4.89 from 807 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.96 from 412 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub