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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2774 reviews)

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4.97

Based on 2,774 reviews, last reviewed 14th May 2026

8600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

FABULOUS Really easy to use as it is super clear and helped to ease my mind without judgement Reviewed on: 14th May 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

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Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (2774)

Always there when I need it most

Always there when I need it most Reviewed on: 18th June 2024

Never had a problem always help when needed payment...

Never had a problem always help when needed payment always on time Reviewed on: 18th June 2024

great loans at a decent rate

over the last sevral years ive taken a few diffrent loans out with central credit union and there always helpful, the intrest is at a good rate and the only real downside is the app used to check the balance, its slow and cumberson. Reviewed on: 18th June 2024

Staff are brilliant in communication and your loan r...

Staff are brilliant in communication and your loan rates is the best as compare to other banks. Reviewed on: 18th June 2024

Great services offered from loans to Christmas clubs...

Great services offered from loans to Christmas clubs, helps me save which i have no been able to do before Reviewed on: 18th June 2024

Really helpfull always go out there way

Really helpfull always go out there way Reviewed on: 18th June 2024

Fantastic staff, brilliant service

Staff at Liverpool branch are fantastic reapond quickly to any queries. When it comes to loans they are quick and efficient help you wherever its needed nothing ever seems too much trouble to them. Staff are trained to a high quality very professional. So happy I chose this credit union have been with them for about 4/5 years now Reviewed on: 18th June 2024

Central Credit Union is Brilliant!

Exceptional Service and Unbeatable Rates -Central Credit Union has completely exceeded my expectations in every way imaginable! Their customer service is nothing short of spectacular. The staff always go above and beyond to make you feel valued and supported, addressing all inquiries professionally. It's apparent that they prioritise their members' needs and strive to provide the best possible experience. , and they genuinely care about their members. One of the standout features of Central Credit Union is its incredibly low loan interest rates, which are among the lowest in the country. This makes borrowing more affordable and accessible, helping members achieve their financial goals without unnecessary financial strain. Central Credit Union offers all its members free life and loan insurance, providing security and peace of mind. This rare and highly appreciated benefit highlights their commitment to member well-being. I also greatly appreciate how the credit union ensures that no member becomes overindebted. They have robust measures in place to monitor and guide borrowing, ensuring that all members can manage their credit union finances responsibly. This thoughtful approach helps maintain financial stability and protects members from potential financial pitfalls. In addition to all this, Central Credit Union provides excellent financial education and budgeting support. They offer resources and guidance to help members make informed decisions and manage their money wisely. This educational support is invaluable and truly sets them apart from other financial institutions. For all these reasons, Central Credit Union is the only place I would ever consider borrowing from. Their dedication to member support, unbeatable loan rates, and comprehensive financial services make them undeniably brilliant. If you're looking for a reliable and member-focused financial institution, look no further than Central Credit Union! Reviewed on: 18th June 2024

Great and friendly customer service

I’ve never had an issue always helped me when needed. Best decision I made Reviewed on: 18th June 2024

I absolutely love Central Credit Union!

I absolutely love Central Credit Union! They literally saved me financially at a time when I was struggling badly.. and having 4 children as you can imagine this was a Godsend Reviewed on: 18th June 2024

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