Smart Money People Logo

Central Credit Union: Loans reviews

4.96
Based on 2,599 reviews, last reviewed 16th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Bern with credit union for over 18 years now always... Bern with credit union for over 18 years now always been a great help. Reviewed on: 16th December 2025
Lynn McDonough 's avatar
Lynn McDonough

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Review Central Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Central Credit Union Loans reviews (2599)

Loan/savings

5
I experience this place last year and since then I have top up loans, and saving into account I would recommend this place to anyone as this place not like one those company's that change you for asking for a loan it's easy and simple and you get to save onto the staff are so lovely very helpful onto as well and this place without it I would of been changed all kinds on payloan with this place I wouldn't of been able to help with finance debts and be able to save up at the time really are so helpful Reviewed on: 30th November 2023

Amazing Serrvice

5
Great Staff really Helpful :), got my loan sorted so i can enjoy Christmas x Reviewed on: 30th November 2023

Most helpful company there is!

5
I have been with the credit union for just over 1 year and already they have helped me out with getting essentials for my new baby to my Christmas loans. Also I have saved which I have never been able to do. Can’t thank them enough for their help! Reviewed on: 29th November 2023

Michelle was fantastic

5
My daughter is Autistic and has a learning disability. She was applying for a loan and wanted to pay back via child benefit. Michelle walked us through every stage and even accompanied us via a three way call to Child Benefit to get it set up. So patient, helpful and friendly. Thank you Michelle Lauren and Natalie Reviewed on: 28th November 2023

Friendly and helpful

5
Very helpful friendly and quick in dealing with your loan they always help when I’m in need of a loan thank you central credit union Reviewed on: 27th November 2023

Christmas

5
This union is so good, it's a lifeline for me through the whole year but especially at Christmas. With having two small children and a single parent it's hard to save so the credit union loan takes away such worry Reviewed on: 27th November 2023

Fast and quick service

5
Really helpful friendly, fast and always happy to help answer any questions Reviewed on: 27th November 2023

Loan and save

5
Opening credit union when I lived in Liverpool with my son on my own was the best choice I ever made. It has given me opportunity and support I needed to fund things and make beautiful moments happen for my sons birthdays & helps at Christmas time. Every time I speak with credit union the staff are more than friendly and helpful to cater to my needs & the saving schemes behind borrowing has helped me build a backlog of savings over the last couple years to help support future dreams. Thank you Reviewed on: 23rd November 2023

Amazing

5
Joined Central Liverpool a couple of years ago and this company have been my life savers, as a single mum of 2 children both with complex needs borrowing from here has let me get the things I need to help them in school. Not only that they have also let me borrow to provide my children with a new school uniform with out them I would never be able to provide these things. I am forever grateful for Central Liverpool credit union. Also staff are very helpful and polite and friendly thank you Reviewed on: 23rd November 2023

Incredibly helpful

5
Assisted in helping me get a loan , very polite and helped through my application step by step. Reviewed on: 22nd November 2023

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products