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Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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98%
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2%
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Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

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Central Credit Union Loans reviews (2600)

Parents LISTEN UP!!

5
I’m a single Mum, I’ve never had financial education, no one tracks you about Saving, opening up an account, APR … loans.. re-payments! Since my babies were little, I’ve always had the sopport of credit union! Birthdays, Christmas’s, events… holidays…. Driving lessons! A new couch???? They’ve been my saviour all these years later, I have an amzing credit score now! And I have a good amount saved up! All thanks to Mo, who works for credit union loverpool! She has sat me down and taught me how to save, how to control money! My girls have never gone wothout! And it’s only because of the wonderful system credit union use! They are so kind on the phone and always happy to help with queries! I hope you win this vote!!!! Becasue you truly do deserve some recognition I know from speaking to other parents now, how you’ve helped so many families…. And I URGE anyone to join credit union as they really are the best! Thankyou from me & my girls x Reviewed on: 11th October 2023

Amazing Customer Service

5
The loan application is quick and easy I applied and received acceptance and loan agreement all in the same day customer service is excellent and communication is clear. Would highly recommend Reviewed on: 11th October 2023

Robbery

1
Get a loan pay 250 interest on a 1500 loan not secured, wen try to take my savings out they said locked in too loan but its not secured, i dont understand.. no app to withdraw so everytime you have to pay 1 pound fee.. cant take 3xtra out of savings as 70 quid loan payment needs to be held.. TERRIBLE CREDIT UNION DO NOTING BUT TAKE UR MONEY STAY AWAY US3 DIFFRENT LIVERPOOL CREDIT UNION NOT THESE LOT.. Reviewed on: 10th October 2023

Royal Excellent Service

5
Highly recommend , heard through family member, only if I knew years ago Reviewed on: 10th October 2023

Amazing

5
I have so much love for all the staff at park road credit Union they are always so helpful and polite they go above and beyond for you thankyou Reviewed on: 6th October 2023

Quick and efficient

5
Everytime i have submitted my loan application i always here back from the team quickly! They are very efficient and friendly and every is done in a timely manner :) I always recommend them to people i know Reviewed on: 6th October 2023

Very helpful

5
I was told from a friend these could help me and they did the money I got helped me with debts and food am so grateful Reviewed on: 5th October 2023

Excellent service for over 10yrs

5
I have been a member for more than 10yrs. It has been a lifeline for me and my family. Reviewed on: 4th October 2023

Life savers!!

5
These people help me save aswell as having a safe space to go and get a loan if something unexpected happens...they have helped me so much to get in a better space financially. Reviewed on: 26th September 2023

Life Savers

5
Theses people are life savers and also very helpful with everything you need to apply for any of there services Reviewed on: 25th September 2023

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