Write a review

Newsletter

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (3378 reviews)

View other Central Credit Union products

4.94

Based on 3,378 reviews, last reviewed 14th Aug 2026

192% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Always been helpfull and great communication experie... Always been helpfull and great communication experience Reviewed on: 14th August 2026

Latest lowest rating:

1

Liverpool CU (beg to renew loan) Everytime my loan has been due I’ve virtually had to beg to be replied to when enquiring. If I offer to up my savings tho they’re in touch immediately... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Review Central Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (3378)

Staff are lovely they are so helpful.

Staff always go out of their way to answer any queries or concerns you may have. The service is efficient I would highly recommend. Reviewed on: 28th June 2023

Responsible and affordable

Responsible and affordable loans that are an absolute necessity to low income households, especially in the current economical climate Interest rates are second to none meaning these loans can be a literal lifesaver to many Reviewed on: 28th June 2023

Good company

Really good company, looks after you all the way through will help when you need it easy application process not had any issues with central Liverpool credit union Reviewed on: 28th June 2023

Fast efficient service

Every time I have contacted I always get a swift response and the staff are very friendly and explain any queries I have had previously. Would definitely recommend to others as this service is helpful. Reviewed on: 28th June 2023

I love the credit union

Always gives me peace of mind for Christmas & holiday or even the unexpected … I love that I’m also saving for a brighter future for my children would highly recommend and already have to lots of people! Reviewed on: 28th June 2023

Member loan

When applying for loans I find it to be a quick process before final decision.also good for savings as well this I a genuine financial option for local communities Reviewed on: 28th June 2023

Excellent service reliable great customer service.

I have been with credit union for around 11 years now and cannot fault them at all I always recommend to friends and family as to Me this is a financial saver for me and my kids helped me through Christmas each year Reviewed on: 28th June 2023

Central credit union

Very helpful and friendly staff, always there for support. Reviewed on: 28th June 2023

No fuss, no hassles, best rates!!

Been a member for a few years. Nice to know your money is in safe hands. You can make all the enquiries you fell loke you need to and the staff a always ready to provide you with answers and support if needed. I am very frugal with my money and I have taken out a couple of loans from different providers, but the interest rates here are the most competitive I have ever seen. I feel like I could almost take out a loan anytime I want just because. I can't fault the service!. I highly recommend!!. Reviewed on: 28th June 2023

Great for the community

I’ve been with the credit union for almost 10years now an it’s honestly really helped me to cover Christmas as a single mum an to save the loans are so affordable an I honestly wouldn’t of been able to give my son lovely Christmas’s without it would definitely recommend it to people Reviewed on: 28th June 2023

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 3.85 from 1 reviews
Loan
from Drafty 4.45 from 216 reviews
Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.92 from 667 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub