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checkmyfile: Credit Report reviews

Name: Credit Report
Rating: 4.86 (106 reviews)

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4.79

Based on 106 reviews, last reviewed 17th Dec 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

3 star

1 star

Latest highest rating:

5

Using Checkmyfile. Using Checkmyfile.com to prepare for my mortgage application was invaluable. The multi-agency reports from Experian, Equifax, TransUnion, and Crediva ... Read more Reviewed on: 17th June 2024

Latest lowest rating:

2

Did the free trial was ok but rest has been painful Did the free trial was ok. Paying customer instead following and as much as it’s good that all is in one place I’ve had and am having nothing but issu... Read more Reviewed on: 17th December 2025

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About this product

Checkmyfile claims to be the UK's most detailed Credit Report, with data from all three Credit Reference Agencies: Equifax, Experian and TransUnion. Simple line-by-line comparison lets you keep an eye on everything that's reported about you, in one place.

Credit reports are rising in popularity, but can be a difficult choice if you don't know what to look for. We collect Checkmyfile credit report reviews to help you understand what you can expect from Checkmyfile.

Find out why existing credit report users chose Checkmyfile and how long they’ve been a customer. Read about the feature-full benefits and learn which features customers appreciate the most. Selecting the right place to access your credit report is important. Our Checkmyfile reviews can help you with this.

Are you a business that uses Checkmyfile? If you do, share your experience with others on Smart Money People to increase trust and transparency in financial services.

checkmyfile Credit Report reviews (106)

Review of the checkmyfile, Credit Report:

Credit report required for mortgage

Easy to sign up and gave a lot of in depth detail Reviewed on: 3rd June 2024

Reply from checkmyfile Hi Moya, Thanks for your review. I'm pleased to hear you found it easy to sign up to Checkmyfile and were happy with the level of detail contained within your report. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Very quick and easy to use.

Very quick and easy to use.. excellent service Reviewed on: 29th May 2024

Reply from checkmyfile Hi Tony, Thanks for your review. I'm delighted to know you think our service is excellent and easy to use. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 13th June 2024

Very nice and ease to use and very accurate in all a...

Very nice and ease to use and very accurate in all aspects!! Reviewed on: 28th May 2024

Reply from checkmyfile Hi Karla, Thanks for leaving us a review. I'm pleased to hear that you're happy with the service! I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

Dispute Raised and Resolved

Raised a negative invalid entry made on my credit report through a credit union.Checkmyfile Senior Advisor Tom Magor then swiftly Raised the dispute and contacted the relevant credit union who then rectified the invalid entry which was beneficial for increasing my credit score .Very happy with the level of service I received. Thanks again Reviewed on: 28th May 2024

Reply from checkmyfile Hi Ray, Thanks for leaving us a review. I'm so pleased to read that we were able to rectify an entry on your credit report through our dispute services. I'll also pass your kind comments on to Tom! I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

Easy and fast way to see credit score

Easy and fast way to see credit score Reviewed on: 27th May 2024

Reply from checkmyfile Hi Stephanie, Thanks for leaving us a review. I'm glad you found it easy and fast to obtain your credit score when using Checkmyfile. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

Helped get my life moving towards a mortgage

Together with my job, a little help from family and you guys i went from renting to owning my own home in 5 years. Thanks so much for you help. Reviewed on: 27th May 2024

Reply from checkmyfile Hi Steve, Thanks for leaving us a review. I'm so pleased to read that we were able to play a part in helping you to secure your own home! I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

All my info in one report

Quick, concise information in one report Reviewed on: 27th May 2024

Reply from checkmyfile Hi Lorraine, Thanks for taking the time to leave us a review. It's great to know you got everything you needed when using Checkmyfile. If we can be any further help, get in touch. All the best, Claudia Checkmyfile Response date: 13th June 2024

Great customer service to sort out an issue with my...

Great customer service to sort out an issue with my address. They were very friendly. Reviewed on: 27th May 2024

Reply from checkmyfile Hi, Thanks for leaving us a review. I'm delighted to know that you're pleased with the service you received and that we were able to assist with sorting out an issue on your file. I'll pass your comments on to our Customer Service Team! I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

Easy and simple plus quick to use

Easy and simple plus quick to use Reviewed on: 27th May 2024

Reply from checkmyfile Hi Jazzy, Thanks for leaving us a review. It's great to know you found our service easy, simply, and quick to use. If we can be any further help, get in touch. All the best, Claudia Checkmyfile Response date: 13th June 2024

Good and professional

Quick and professional all information are clear just one bad think so i can’t download straight away just with some code Reviewed on: 26th May 2024

Reply from checkmyfile Hi Marek, Thanks for leaving us a review. It's great to read that you found the service to be quick and professional with clear information. I'm sorry to hear you couldn't download your report straight away - it can take a few moments sometimes. If you're still waiting to download your report, don't hesitate to get in touch and a member of the team will gladly assist you with this. All the best, Claudia Checkmyfile Response date: 12th June 2024

Free trial and easy to use

I was recommended checkmyfile as I needed a credit check. Took the option of a free trial. Easy to use and understand. Reviewed on: 26th May 2024

Reply from checkmyfile Hi, Thanks for taking the time to leave us a review. I'm pleased to hear you found the service easy to use and understand. Should you ever need to use us in the future, you know where we are. All the best, Claudia Checkmyfile Response date: 12th June 2024

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