Paid advertisement
Smart Money People Logo
Newsletter
Go to business site

Voting in the Insurance choice awards 2026 is open - Vote here

Share this page
Link copied

Chip reviews

Chip logo
Rated Excellent • 4.86/5

Chip reviews

Verified business Last reviewed within 7 days
Write a review
  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 21,152 product reviews

Average score of 4.86/5
5 star
94%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended negatively over the past 90 days

Chip makes saving and investing feel effortless with a user-friendly app and competitive interest rates across their products. The Prize Savings Account adds a fun twist to saving, while the Stocks and shares ISA is straightforward for beginners. Some find fees on investment accounts a bit steep, and a few wish interest rates were higher or more rewarding for loyal savers.

Positive themes

  • Chip Savings app is super easy to use with great interest rates and helpful features. (80 mentions)
  • Chip Cash ISA is easy to use with competitive rates and excellent customer service. (13 mentions)
Summarised by AI
Was this helpful?

About Chip

Chip help customers with savings and investment accounts.

Chip isn’t a bank but is an award-winning fintech challenger that was founded in 2017. Chip started out offering auto savings but now have a range of products on offer.

With Chip, you can get easy access accounts, cash ISAs, instant access and prize savings accounts. On the investing side, Chip offer investment funds and stocks and shares ISAs.

Chip at a glance

Contact details

Email
[email protected]
Social media

Reviews for Chip

Showing 11 of 21152 company reviews • Last reviewed within 7 days

Chip makes investing so easy

Stocks and shares ISA • 21st August 2026

Chip makes investing so easy and enables even the most novice investors an opportunity to invest without having to do courses on investing. Its autosave... Chip makes investing so easy and enables even the most novice investors an opportunity to invest without having to do courses on investing. Its autosave function also means I am regularly increasing my investments without even feeling it in my bank account. Read more Read less

{"display":"Laura Hayes","full_name":"Laura Hayes","avatar":{"url":"\/assets\/uploads\/avatars\/users\/98388.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews

Simple to use app.

Prize Savings Account • 20th August 2026

Simple to use app. Great prize saver account

{"display":"Macone","full_name":"Macone","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Good • 4.00/5
Read more product reviews
  • 5.00/5

    A brilliant money management app

    A brilliant money management app

    {"display":"Deek","full_name":"Deek","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings app
    Deek 19th August 2026
  • 5.00/5

    Excellent app with huge flexibility and control.

    Excellent app with huge flexibility and control. Makes investing easy with a good level of professionalism throughout

    {"display":"harry.crook@me.com","full_name":"harry.crook@me.com","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Excellent service and return on investment

    Excellent service and return on investment

    {"display":"Deek","full_name":"Deek","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    I have found Chip to be really good.

    I have found Chip to be really good. In fact, I recommended them to my partner and she has money saved in her cash ISA too,

    {"display":"Chris R","full_name":"Chris R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1132090.png"}}'s avatar
    Cash ISA
    Chris R 11th June 2026
  • 5.00/5

    Cash isa easy to use and good return

    Recommend by my daughter Webb site very easy to use for putting money in or taking out tells you how much you can invest thoughout the year

    {"display":"paul semple","full_name":"paul semple","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    paul semple 11th June 2026
  • 5.00/5

    They understand you as a person

    Very happy with them. Make it plain and simple

    {"display":"Rhiannon G","full_name":"Rhiannon G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Chip Smart Cash ISA.

    I have had a Cash ISA with them for a while. Today I got an email from telling me that they were significantly reducing the... I have had a Cash ISA with them for a while. Today I got an email from telling me that they were significantly reducing the Interest Rate, but that I could transfer to their new Smart Cash ISA - same features but a higher Interest Rate. That's what I call good Customer Service Read more Read less

    {"display":"JRDM53","full_name":"JRDM53","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    JRDM53 11th June 2026
  • 5.00/5

    Great service, excellent app

    Its not the very highest interest rate but it's good and the company are extremely responsive to feedback, and offer a range of products beside... Its not the very highest interest rate but it's good and the company are extremely responsive to feedback, and offer a range of products beside the isa. I like the isa dashboard, simple and clear, monthly interest is a good motivator, and I know it's backed by the government and FSA guarantee. Read more Read less

    {"display":"Kjd","full_name":"Kjd","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Kjd 9th June 2026
  • 5.00/5

    Brilliant easy to use great interest and great inves...

    Brilliant easy to use great interest and great investments and prize fund

    {"display":"Winifred c","full_name":"Winifred c","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Winifred c 8th May 2026

    Products from Chip
    Showing products offered by Chip

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice