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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Competitive interest rates and an excellent app whic...

5
Competitive interest rates and an excellent app which is easy to work with and provides all the information you need especially for simplified tax returns. My favorite savings app. Reviewed on: 24th March 2025

Good customer service and quick resy

5
Good customer service and quick resy Reviewed on: 24th March 2025

It's been so easy using and saving with chip.

5
It's been so easy using and saving with chip. I like how clear it is and I don't even notice the savings leaving my account each month Reviewed on: 24th March 2025

Amazing savings account, love that you can take mone...

5
Amazing savings account, love that you can take money out in a few seconds and get a fantastic rate. Would highly recommend, five stars from me!! Reviewed on: 24th March 2025

Chip do what they say they'll do.

5
Chip do what they say they'll do. Save and invest money with them and earn interest. What more do you need! Reviewed on: 24th March 2025

Very easy to use, user friendly and loads of relevan...

5
Very easy to use, user friendly and loads of relevant information which I found helpful. Reviewed on: 24th March 2025

Banked with chip for over a year ,excellent rates an...

5
Banked with chip for over a year ,excellent rates and hassle free banking Reviewed on: 24th March 2025

Easy to use application.

5
Easy to use application. Not pushy. Gives clear guidance and information. Terms and conditions easy to see. Seamless link with other banking. Reviewed on: 24th March 2025

Savings without thinking

4
Great for savings money without pre-planning & organising. Easy to add & withdraw & has been fantastic helping us clear our debts. Reviewed on: 24th March 2025

Chip is a very handy online bank

5
Chip is a very handy online bank Reviewed on: 24th March 2025

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