Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

CHIP Easy and Safe to Use.

5
The online app is easy to navigate, and allows me to have full view of my investments quickly with no fuss. Any issues are taken care of in a friendly professional manner. Interest rates are good. The process of moving money from accounts is very easy. Reviewed on: 24th March 2025

Very easy app to use.

5
Very easy app to use. All my accounts are visible from one place. I can then easily drill down into each account. Bank transfer into and out of my accounts is very easy with the true layer bank transfer mechanism. Reviewed on: 24th March 2025

The people at Chip are amazing

5
The people at Chip are amazing, the information provided on the app is also amazing even down to the interest that is pending to be paid on each account that I have. Can't be any more pleased with Chip I just wished I had found them ages ago. Reviewed on: 24th March 2025

Brilliant

5
Brilliant so far. No issues whatsoever Reviewed on: 24th March 2025

Love this app.

5
Love this app. The best way for me to save for days out/trips for my 2 children Reviewed on: 24th March 2025

Easy Peasy Lemon Squeezy.

5
Just easy to use and transfer savings back and forth. Reviewed on: 24th March 2025

An excellent example of a True Popular Investment App

5
This is an example of how flexible and versatile an investment app should llbe, to be of service to the small and large investors, alike. The transparency and ease of use is the best guide to all clients. Reviewed on: 24th March 2025

Competitive interest rates and an excellent app whic...

5
Competitive interest rates and an excellent app which is easy to work with and provides all the information you need especially for simplified tax returns. My favorite savings app. Reviewed on: 24th March 2025

Good customer service and quick resy

5
Good customer service and quick resy Reviewed on: 24th March 2025

It's been so easy using and saving with chip.

5
It's been so easy using and saving with chip. I like how clear it is and I don't even notice the savings leaving my account each month Reviewed on: 24th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products