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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Already brilliant, but evolving in increasingly exciting ways

I came to Chip on the back of wanting to save up a chunk of money to pay off my overdraft. I didn't expect to be using the app beyond that but the way that the team has developed it over the years has been really impressive. It's now the only financial app I have on my phone besides my online banking and I've used it to save up for holidays and mortgages as well as getting involved in some really novel investment opportunities. Reviewed on: 21st March 2023

Innovation and market leading rates

Great innovation from Chip with the Prize account and market leading interest rates on traditional savings. Reviewed on: 21st March 2023

No one does it better

Chip continues to put its customers first and this is shown through its portfolio of offerings. It has some of the most extensive isas with the lowest rate. Its standard interest rate for its account is the highest in the market. You can see why users are signing up to chip. They are maximising their money and its all thanks to chip! Keep up the good work from all of us! Reviewed on: 21st March 2023

Market-leading interest rates

Convenient app that stays on top of the market, with diverse investment opportunities to keep savvy in these penny pinching times Reviewed on: 21st March 2023

Great & Easy

Chip is easy to use for all levels Reviewed on: 21st March 2023

Great saving app that calculates Saves for you

Love the App and how easily and quick it transfers the money into an instant access account with a leading interest rate in the UK. Love the chip x functionality that lets you invest in various funds. set up a strategy and again it auto save, The Savings app for the mobile generation. Reviewed on: 21st March 2023

Great easy access savings app!

Very easy to use, easy access and good rates for larger savings deposits than some of the standard banks Reviewed on: 21st March 2023

Awesome bank

Highly recommend, very innovative bank with great customer service. Reviewed on: 21st March 2023

Cheap as chips.

A fantastic way to invest your money. Reviewed on: 21st March 2023

Easy to set up, easy to save

Set everything up on a train journey and doubled my interest rate straight away! Reviewed on: 21st March 2023

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