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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

I've managed to save and access my money with ease.

5
I've managed to save and access my money with ease. The interface is easy on the eye, the option to have dark mode is a bonus. Reviewed on: 24th March 2025

Brilliant app Love the instant aaccess and so easy t...

5
Brilliant app Love the instant aaccess and so easy to use Reviewed on: 24th March 2025

Good for savings without having to tie them up in a...

5
Good for savings without having to tie them up in a fixed rate. Reviewed on: 24th March 2025

Top App recommend

5
Love the app, support has been great if I’ve had issues and rates are always competitive. Reviewed on: 24th March 2025

Very simple to use for both deposits and withdrawals.

5
Very simple to use for both deposits and withdrawals. Market leading rates of interest and some nice optional extras to help with your savings. Reviewed on: 24th March 2025

Simple app to use, competitive rates

5
Simple app to use, competitive rates Reviewed on: 24th March 2025

So easy to use and helps me save without knowing I’m...

5
So easy to use and helps me save without knowing I’m saving! It’s been great! Also love the high interest rates :) Reviewed on: 24th March 2025

A Fantastic Bank for Saving Grands

5
Chip offers the easiest, most rewarding way to save money and has very good investment options. The prize saving fund is also a great feature, making me feel lucky whenever I win! The app runs smoothly, looks great and is easy to navigate and see how much you’ve accumulated in savings over time. I have been using Chip for many years and will keep doing so as I love to watch my savings grow! Reviewed on: 24th March 2025

Great rates and app easy to use.

5
Great rates and app easy to use. I love how it gives a yearly statement also. Reviewed on: 24th March 2025

Very easy to use and great rates

5
Very easy to use and great rates and I’ve got several friends using it! It’s also been improved greatly in the past couple of years. Much better user experience. Reviewed on: 24th March 2025

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