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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy no fuss savings options.

5
Easy no fuss savings options. Clear, simple app navigation too. Reviewed on: 24th March 2025

Excellent rates.

5
Excellent rates. Clear email communication which gives the options available. We use the products to keep our ready saving at an good rate. Reviewed on: 24th March 2025

Chip helped me build a savings habit

5
I’ve had Chip 6-7 years now and it’s really helped me build a savings habit. I used my full ISA allowance this year for the first time ever! Reviewed on: 24th March 2025

Chip is smart and competitive

5
Been with chip when it was started, it has saved me so much money, without me thinking. I have completed 3 holidays and came back with no debt as Chip was able set my money aside for me with no hassle and rates are always competitive:). Previously been holiday and came back in debt, now got more control of my money. Thanks chip Reviewed on: 24th March 2025

Great app to use and excellent rates

5
Great app to use and excellent rates Reviewed on: 24th March 2025

Easy to use website for a complete techno phobe!

5
Easy to use website for a complete techno phobe! Reviewed on: 24th March 2025

The cash ISA account is easy to access and easy to use.

5
The cash ISA account is easy to access and easy to use. The app is a blast and it couldn't be simpler. Before I would not have thought of using an ISA cash but with the recent events I do not look back. Besides it is a flexible ISA which means you can replace the money you take out without affecting your allowance Reviewed on: 24th March 2025

Very happy with Chip, easy to use, decent return on...

5
Very happy with Chip, easy to use, decent return on money Reviewed on: 24th March 2025

Very efficient and accessible

5
Very efficient and accessible to move money in and out Reviewed on: 24th March 2025

Great, the best!

5
Great service, everything is so easy and straightforward. You don’t really need to do anything, just sit back and watch your money grow. Reviewed on: 24th March 2025

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