Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Unbelievable

Before using chip app I couldn't really save money but this chip app makes it so easy and you don't realise small bits of money coming from your account every now and again...small gains big savings. Reviewed on: 13th March 2021

Great Saving app and easy functional design app

I love Chip+1, only join in Jan 2021 new customers to this saving app, love the autosave options i don't feel the save, and love the goals setting nearly already reach my xmas goals, the app is so easy to used, and customer service via app is on point, get good relays and help me out with any question I asked. the Pay day feature is good extra on top on the gernal savings part of app. i can't wait for the investment area of the app, currently on the waiting list. The Chip app is easy and effected way for me to save without feeling that I'm saving in my day to day life. Auto save every four days is so good. love it and would recommend chip to friends and family. Reviewed on: 13th March 2021

Great intrest rates

So easy to use and such good intrest rates too Reviewed on: 13th March 2021

It's so Easy!

Nothing before it's time I guess, but I only wish this App had been around when I was younger. It's such an easy way to save money and it's a little addictive, which in this case is a good thing. Save as little or as much as you like and watch the pennies turn into pounds for anything you choose. It's just so easy!! Reviewed on: 13th March 2021

Great app - easy to use and save without thinking

This is a great app that automatically saves for you, so you don't notice! It also pays out a great rate of interest too so it's a win win! Reviewed on: 13th March 2021

Effortless savings

The ability to save large amounts through Chip is both effortless and affordable. Highly highly recommended! Reviewed on: 13th March 2021

Innovative Savings Product

Market leading bonus rate with effortless saving. Reviewed on: 13th March 2021

Great rates, clever system

Chip keeps my savings safe, helps me to add to them and is convenient to use. What more could you want, except an effective interest rate much better than from the high street banks. Reviewed on: 13th March 2021

The best automatic saving app I've ever used!

Chip makes saving super easy and offers the best cash savings rate available. I've told all my friends and family about them. Reviewed on: 13th March 2021

Easy savings

A good return rate and you get to see what money you'll earn from the savings - very clear information other banks could learn from. Reviewed on: 13th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from B-Social 4.65 from 46 reviews
Robo Advisor (discontinued)
from Money on Toast (inactive company) 0.00 from 0 reviews
Comparison site
from Mintify 0.00 from 0 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub