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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Incredible & simple idea

By far the best savings app I have used! The simplicity of it and not having to think about saving money because it does it for me effortlessly. Love every feature of it Reviewed on: 12th March 2021

Convenient and Easy

A very easy and convenient to use app. Definitely enabling me to reach my savings goals. Reviewed on: 12th March 2021

I saved £300 without even noticing!

I've been using chip for a while now and the automatic saves are excellent. As they are such small amounts you don't even feel the drop in your bank account but after a few months I'd saved £300 when I checked my chip account! Reviewed on: 12th March 2021

Amazing app!

I love the chip app, it’s so easy to navigate. I also enjoy the fact that I can save without really thinking about it, as it does it automatically. It’s also great that I can stop saving at any point. Highly recommend this app! Reviewed on: 12th March 2021

Easy and convenient way to save

Saving for the digital age, and a great interest rate to boot Reviewed on: 12th March 2021

Savings without the pain

I love Chip because it allows me to save without the pain of losing a chunk of money in one go. It allows me to budget better and just save when I can, not when I remember to. Reviewed on: 12th March 2021

Best saving app

It is a magnificent idea what the devs had. Since I installed the app I have saved lots of money without even notice. Reviewed on: 12th March 2021

Total life changer

Saving each month without even noticing a hit to your bank balance! Totally changed my outlook and has been a lifesaver during these strange times Reviewed on: 12th March 2021

A great way to encourage saving

Let’s face it saving is something we all want to do but setting up a direct debit can be a bigger commitment not knowing what could come along in any given month. And then putting excess away at the end of the month is easily forgotten. Enter Chip! Seamless easy saving without really knowing about it. It rounds up transactions direct from my account and I save more than I would with a direct debit. So clever, so simple and the app is a doddle to use. Genius I say! Reviewed on: 12th March 2021

Very innovative and convinient

Saving money effortlessly without realizing it. You can easily access it whenever you may need it. Reviewed on: 12th March 2021

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