Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18446)

Innovative Savings Product

5
Market leading bonus rate with effortless saving. Reviewed on: 13th March 2021

Great rates, clever system

5
Chip keeps my savings safe, helps me to add to them and is convenient to use. What more could you want, except an effective interest rate much better than from the high street banks. Reviewed on: 13th March 2021

The best automatic saving app I've ever used!

5
Chip makes saving super easy and offers the best cash savings rate available. I've told all my friends and family about them. Reviewed on: 13th March 2021

Easy savings

4
A good return rate and you get to see what money you'll earn from the savings - very clear information other banks could learn from. Reviewed on: 13th March 2021

Simple straightforward savings

5
So easy set up.I got humorous distinctive text messages sent when I made an auto saving which was a positive reinforcement of the whole concept that this account is a win win way to manage and save money! Reviewed on: 13th March 2021

Very easy way to save

5
Easy way to save more money than I normally would every month. I get a quick response to any questions. Reviewed on: 13th March 2021

Easy savings

5
Fantastic app it just as it’s name says chips away at your account and saves money without you noticing super Reviewed on: 13th March 2021

Great app.

5
This is a great app that works really effectively for automatic saving. Would definitely recommend. Reviewed on: 13th March 2021

Great app

5
Love this app, easy to set up and use. Great way to save money, flexible in how much you want to save, you can pause/skip saves at the push of a button and easy to withdraw funds if you need to. Reviewed on: 13th March 2021

Totally satisfied

5
I’m totally satisfied by this bank, easy to save , easy to withdraw, their customer service is one of the best I’ve encountered Reviewed on: 12th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products