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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18446)

Easy to save

5
Great way of building up your savings. Easy to use app. Reviewed on: 13th March 2021

The easiest way to save money, without noticing!

5
Before Chip I was useless at regular saving and now, thanks to their autosave feature, I've been able to put away money regularly for the first time. And with their fantastic interest rates on savings accounts, my money is now growing too! Reviewed on: 13th March 2021

Perfect app for people who struggle to save

4
Best interest rate around makes this a no-brainer. The automatic saves take a bit of getting used to if you’ve not had a savings account like it before, but it would be perfect if you have been struggling to save! Reviewed on: 13th March 2021

Easy to use and great rates

5
Easy to use app and great interest rates Reviewed on: 13th March 2021

Unbelievable

5
Before using chip app I couldn't really save money but this chip app makes it so easy and you don't realise small bits of money coming from your account every now and again...small gains big savings. Reviewed on: 13th March 2021

Great Saving app and easy functional design app

4
I love Chip+1, only join in Jan 2021 new customers to this saving app, love the autosave options i don't feel the save, and love the goals setting nearly already reach my xmas goals, the app is so easy to used, and customer service via app is on point, get good relays and help me out with any question I asked. the Pay day feature is good extra on top on the gernal savings part of app. i can't wait for the investment area of the app, currently on the waiting list. The Chip app is easy and effected way for me to save without feeling that I'm saving in my day to day life. Auto save every four days is so good. love it and would recommend chip to friends and family. Reviewed on: 13th March 2021

Great intrest rates

5
So easy to use and such good intrest rates too Reviewed on: 13th March 2021

It's so Easy!

5
Nothing before it's time I guess, but I only wish this App had been around when I was younger. It's such an easy way to save money and it's a little addictive, which in this case is a good thing. Save as little or as much as you like and watch the pennies turn into pounds for anything you choose. It's just so easy!! Reviewed on: 13th March 2021

Great app - easy to use and save without thinking

5
This is a great app that automatically saves for you, so you don't notice! It also pays out a great rate of interest too so it's a win win! Reviewed on: 13th March 2021

Effortless savings

5
The ability to save large amounts through Chip is both effortless and affordable. Highly highly recommended! Reviewed on: 13th March 2021

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