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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip saving gains

Chip has help me save more money with its automatic saves that have built up enough that I can now start looking at getting a mortgage. It’s small things like this really helps in the long run :) Reviewed on: 13th March 2021

So effortless, informative and safe

As a young girl in her 20’s dealing with the social pressures of social media and feeling like I always had to live up to societal expectations, I over purchased and put myself in deep debt. Since implementing chip into my financial situation, I am consistently saving and investing my money into a life-long benefits. It is so effortless, non-judgemental and I feel very safe and free using it as opposed to other saving apps that don’t have the consumer at heart! Chip has financially saved me and I didn’t even realise! One day, I woke up at had over £400 in my account! I didn’t even notice how little and often they deposited money from my account and created an amazing savings account for me! The best app by far, especially for those who struggle greatly with managing money and being drawn into societal expectation and pressures of how us young adults need to live. Thank you chip!!! Reviewed on: 13th March 2021

Great App

Great banking app, it is easy to use and I have saved thousands on the app, highly recommend Reviewed on: 13th March 2021

Completely changed my attitude towards money

Since starting with Chip, I have managed to save nearly £10,000 - something that only a couple of years ago seemed impossible. Chip has made me consciously consider my approach to spending and change towards a saving first mentality and for the first time in my adult life I am actually able to look forward to spending on actual grown up things without panic about needing to wait years! Chip has transformed my life. Reviewed on: 13th March 2021

Its so easy

The app is simple and just makes sense! Reviewed on: 13th March 2021

Amazing!!

Modern simple unnoticed platform !! Reviewed on: 13th March 2021

Makes saving effortless

Helped me save for holidays since 2017! Thank you chip! Reviewed on: 13th March 2021

Quality algorithm driven saving

The title says it all really - the features they’re rolling out continue to make it a market innovator and leader. Reviewed on: 13th March 2021

Great way to save!

Chip is a great app! It’s easy to use and with auto saves turned on it takes out the money automatically in small increments so you don’t miss the money. It’s also really easy to withdraw money back to your account if you need it. Would recommend! Reviewed on: 13th March 2021

Great way to save

I have managed to save without even noticing doing it. Reviewed on: 13th March 2021

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