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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Makes saving effortless

5
Helped me save for holidays since 2017! Thank you chip! Reviewed on: 13th March 2021

Quality algorithm driven saving

5
The title says it all really - the features they’re rolling out continue to make it a market innovator and leader. Reviewed on: 13th March 2021

Great way to save!

5
Chip is a great app! It’s easy to use and with auto saves turned on it takes out the money automatically in small increments so you don’t miss the money. It’s also really easy to withdraw money back to your account if you need it. Would recommend! Reviewed on: 13th March 2021

Great way to save

5
I have managed to save without even noticing doing it. Reviewed on: 13th March 2021

Helpful Savings

5
I struggle to save large amounts of money in one go but chip has helped me save over £800 this year in small manageable chunks! Reviewed on: 13th March 2021

Savings Revolutionised

5
Chip has been life changing in its ease of use, ingenuity and superb service. It is user friendly and makes savings incredibly straightforward. I would say it is a platform which has revolutionised the ability to make savings and proactively financially plan and manage my funds. Reviewed on: 13th March 2021

Saving

5
A safe and great way to save any the best rate Reviewed on: 13th March 2021

A god send!

5
The savings app from Chip has really helped me save! I'm the absolute worst when it comes to saving but using the auto saving facility in the app has really helped me achieve my saving goals. Would definitely recommend to my family and friends! Reviewed on: 13th March 2021

Brilliant way to encourage people to save

5
I love this app, it’s so easy to look at your bank balance and just spend it, with chip you forget that the money has been moved, but you can access it quickly if necessary Reviewed on: 13th March 2021

Simply the best!

5
Chip makes it easy to save without even feeling it. Great app and amazing customer service too. Reviewed on: 13th March 2021

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