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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Simply saving has been made...simple!

Trying to save gs always been hard. I’ve always found something else to spend the money on. But Chip has made it so easy. It works out how much it thinks I can put away and then just goes away and does it. No manual intervention required. And I don’t even notice it. The customer service has been fantastic on the couple of occasions I’ve used it. Love it! Reviewed on: 13th March 2021

Saved a fortune

Saved a fortune by doing absolutely nothing what more can you ask for? Reviewed on: 13th March 2021

The most efficient app for saving money

Chip is so easy to use, it saves you money without even having to do anything. Over the past few years the updates have been getting better and better and I can’t wait for the new investment platform to start. Reviewed on: 13th March 2021

Easy Peasy

Saves your money without you having to do anything! Reviewed on: 13th March 2021

Chip saving gains

Chip has help me save more money with its automatic saves that have built up enough that I can now start looking at getting a mortgage. It’s small things like this really helps in the long run :) Reviewed on: 13th March 2021

So effortless, informative and safe

As a young girl in her 20’s dealing with the social pressures of social media and feeling like I always had to live up to societal expectations, I over purchased and put myself in deep debt. Since implementing chip into my financial situation, I am consistently saving and investing my money into a life-long benefits. It is so effortless, non-judgemental and I feel very safe and free using it as opposed to other saving apps that don’t have the consumer at heart! Chip has financially saved me and I didn’t even realise! One day, I woke up at had over £400 in my account! I didn’t even notice how little and often they deposited money from my account and created an amazing savings account for me! The best app by far, especially for those who struggle greatly with managing money and being drawn into societal expectation and pressures of how us young adults need to live. Thank you chip!!! Reviewed on: 13th March 2021

Great App

Great banking app, it is easy to use and I have saved thousands on the app, highly recommend Reviewed on: 13th March 2021

Completely changed my attitude towards money

Since starting with Chip, I have managed to save nearly £10,000 - something that only a couple of years ago seemed impossible. Chip has made me consciously consider my approach to spending and change towards a saving first mentality and for the first time in my adult life I am actually able to look forward to spending on actual grown up things without panic about needing to wait years! Chip has transformed my life. Reviewed on: 13th March 2021

Its so easy

The app is simple and just makes sense! Reviewed on: 13th March 2021

Amazing!!

Modern simple unnoticed platform !! Reviewed on: 13th March 2021

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