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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Saving made simple

5
Never knew saving could be so simple Reviewed on: 13th March 2021

THE BEST

5
Helps me save without the worry. Its amazing how much I can save without realising. Reviewed on: 13th March 2021

First time saver

5
Prior to having this app I used to religiously spend whatever was in my bank account by the next time I was paid. Since having the app, I've said up nearly £800 in 4 months without breaking a sweat brilliant app Reviewed on: 13th March 2021

Havent noticed it being taken!!

3
I have managed to save around £200. It takes money at different times of the month!! Great to a have a little money saved up Reviewed on: 13th March 2021

An easy way to save

5
This is a brilliant little app that helps you save without knowing it, I’ve managed to save over £1k without noticing. I highly recommend joining Chip Reviewed on: 13th March 2021

Excellent product

4
Have saved more than I could have imagined thanks to Chip Reviewed on: 13th March 2021

Simple Savings at the best rates

5
Just configure the app choose your account, typically the one with the best interest rate, and you are done. It’s that easy. Reviewed on: 13th March 2021

Great app!

5
Very user friendly and great auto-saving feature. It’s handy to be able to set regular saving payments, how much I want to save and goals etc. It’s made saving so much easier and not something I have to worry or think about Reviewed on: 13th March 2021

The easiest way to save money

5
I was an early adopter of Chip and haven't regretted it since then. I've saved way more money than I was ever able to before using Chip. It does all the hard work for you without me having to worry about it. It really has made a massive difference in my life, especially with being able to afford a range of unexpected costs such as car repairs to house moving costs and everything in between. I'm a true convert! Reviewed on: 13th March 2021

New to Chip

5
New to Chip but loving the app and service so far! Reviewed on: 13th March 2021

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