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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Simple Savings at the best rates

5
Just configure the app choose your account, typically the one with the best interest rate, and you are done. It’s that easy. Reviewed on: 13th March 2021

Great app!

5
Very user friendly and great auto-saving feature. It’s handy to be able to set regular saving payments, how much I want to save and goals etc. It’s made saving so much easier and not something I have to worry or think about Reviewed on: 13th March 2021

The easiest way to save money

5
I was an early adopter of Chip and haven't regretted it since then. I've saved way more money than I was ever able to before using Chip. It does all the hard work for you without me having to worry about it. It really has made a massive difference in my life, especially with being able to afford a range of unexpected costs such as car repairs to house moving costs and everything in between. I'm a true convert! Reviewed on: 13th March 2021

New to Chip

5
New to Chip but loving the app and service so far! Reviewed on: 13th March 2021

Easy way to save

5
Automatic savings have meant I’ve saved more money in the past year than I would have without chip. Reviewed on: 13th March 2021

Best by far...

5
This is a really user friendly app that makes saving money so easy you will barely be aware you are doing it! I would recommend to anyone that wants to put some money away for their future. Reviewed on: 13th March 2021

Best saving app ive ever had

5
App works amazing i've saved more in 6 months then I have alone trying to save. Fantastic service and staff are amazing too. Reviewed on: 13th March 2021

Great way to save

5
Fantastic way to save Glad I was put onto them as who misses a couple of pounds here & there Reviewed on: 13th March 2021

Best saving app

5
Best chip bot and good interest rates plus invesments soon, what do you want more! Reviewed on: 13th March 2021

Simply the best.

5
Chip has been probably became the best thing since sliced bread. Ive not quite saved thousands but I've got enough for a rainy day/car repair/emergency breakdown etc. Just because chip comes in and takes a little at a time and keeps it safe. I'd 100% recommend to anyone who wants to make savings big or small. A small sacrifice can definitely be worth the while. Reviewed on: 13th March 2021

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