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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great App and Simple to Use

5
Chip provides a great service through a really easy to use app. The auto save and payday put away features allow me to save without thinking about it and the 1.25% returns on the Chip+1 account are great. Reviewed on: 11th March 2021

Excellent way to save

5
I have only been using this savings app since the beginning of the year and love the fact it calculates what I can afford to save and makes automatic saves direct from my bank account. You can set limits and stop automatic saves which makes you feel in control at all times. It’s amazing how little and often can build up into a sizeable amount Reviewed on: 11th March 2021

Best savings app

5
I've been using chip for a while to help put money away for the future and the feature they brings out regularly just keep in making it better, such as their new 1.25% savings accounts. Reviewed on: 11th March 2021

easy to navigate app

5
Quick and easy to navigate with good rate of return what's not to like Reviewed on: 11th March 2021

Saving the easy way

5
Absolutely fantastic app, saving without even realising - access to money v v easy - have recommended to so many people Reviewed on: 11th March 2021

Make saving easy and straight forward

5
Make saving really easy, I saved up a lot without realizing it. Great app! Reviewed on: 11th March 2021

Tip Top Chip

5
The savings app is easy to use, reliable and innovative. Reviewed on: 11th March 2021

Savings for all.

5
I never thought it would be so easy to save. Chip knows exactly the amount to take, I don’t miss it at all. I am now trying to convince my children to download chip. A previously non savings family, transformed into obsessive savers. Reviewed on: 11th March 2021

Makes saving so easy

5
A great app for saving, but also a great company and a great community of users Reviewed on: 11th March 2021

Perfect way to save without even realising!

5
Chip has been a fantastic way to save over the past couple of years without me even realising. Small chunks of money every week that I don't even notice coming out of my bank account. It's my favourite banking app! Reviewed on: 11th March 2021

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