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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Chip love

Chip are an amazing banking app, that allows you save money without really noticing it. They also offer a massive 1.25% interest rate on their saver account, which means I have already earned over £10 interest in a few months. I have messaged them a few times with queries and they respond really quickly and are always really helpful. Reviewed on: 11th March 2021

Good interest rate.

Very happy with the interest rate. Reviewed on: 11th March 2021

A fantastic saving app

The app offers one of the best interest rates on the market which is a massive plus given the lack of good savings accounts currently offered by high street banks. The intelligent auto-saving function is brilliant as it means you don’t have to think about how much you should save and it works out how much you can afford. It means you end up saving substantial sums without even thinking about it. The App itself is really simple to use and means you can keep easily keep tracking of your money and link it to your main account. I’ve recommended the app to all of my friends and family and I can’t speak highly enough of it. Reviewed on: 11th March 2021

Best app by far

I’ve always been bad at saving. Chip takes all the hassle out of it for me. It automatically saves at a level I can afford, I can stop the save if I think I don’t want to save. It keeps it out of my accounts almost like putting cash under the mattress it’s fully accessible when I want it. Chip will put my money into my bank without delays to use just like cash under the mattress. I have been them about a year and I have supported them throughout. Brilliant. Reviewed on: 11th March 2021

Great App and Simple to Use

Chip provides a great service through a really easy to use app. The auto save and payday put away features allow me to save without thinking about it and the 1.25% returns on the Chip+1 account are great. Reviewed on: 11th March 2021

Excellent way to save

I have only been using this savings app since the beginning of the year and love the fact it calculates what I can afford to save and makes automatic saves direct from my bank account. You can set limits and stop automatic saves which makes you feel in control at all times. It’s amazing how little and often can build up into a sizeable amount Reviewed on: 11th March 2021

Best savings app

I've been using chip for a while to help put money away for the future and the feature they brings out regularly just keep in making it better, such as their new 1.25% savings accounts. Reviewed on: 11th March 2021

easy to navigate app

Quick and easy to navigate with good rate of return what's not to like Reviewed on: 11th March 2021

Saving the easy way

Absolutely fantastic app, saving without even realising - access to money v v easy - have recommended to so many people Reviewed on: 11th March 2021

Make saving easy and straight forward

Make saving really easy, I saved up a lot without realizing it. Great app! Reviewed on: 11th March 2021

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