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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great Saving Rates

The saving rate is the best available out here, however you have to be patient for at last 4 months before receiving the interest. Reviewed on: 11th March 2021

Easy to save

Does the work for you which is good. Reviewed on: 11th March 2021

Simple app that got me into saving for the 1st time

As a perennial procrastinator when it came to saving I was attracted to Chip as an app that did my savings for me. It does what it says on the tin, and has got me saving. I've now put away thousands through automated saves that I've bearly noticed. Less directly this has also been the trigger to drive behavioural change - I got in the habit of saving - and now save in various different ways. Reviewed on: 11th March 2021

Easy saving

A good platform to save money. Does what it says on the tin and ‘chips’ away at money you could potentially save. A pity they don’t give any interest on the basic product but otherwise recommended Reviewed on: 11th March 2021

Easy way to save

Have used chip for a number of years and continue to be impressed by its no nonsense approach. Offers competitive returns with higher yield accounts like Chip+1. Reviewed on: 11th March 2021

Great app and service

I've really been impressed by Chip and it's evolution since I first started using it. Initially drawn in by the curiosity of the auto-save AI functionality, it was super-charged by Open Banking and has evolved even further with its savings offerings. Very pleased to be in for the ride with them as this develops further. Reviewed on: 11th March 2021

Chip love

Chip are an amazing banking app, that allows you save money without really noticing it. They also offer a massive 1.25% interest rate on their saver account, which means I have already earned over £10 interest in a few months. I have messaged them a few times with queries and they respond really quickly and are always really helpful. Reviewed on: 11th March 2021

Good interest rate.

Very happy with the interest rate. Reviewed on: 11th March 2021

A fantastic saving app

The app offers one of the best interest rates on the market which is a massive plus given the lack of good savings accounts currently offered by high street banks. The intelligent auto-saving function is brilliant as it means you don’t have to think about how much you should save and it works out how much you can afford. It means you end up saving substantial sums without even thinking about it. The App itself is really simple to use and means you can keep easily keep tracking of your money and link it to your main account. I’ve recommended the app to all of my friends and family and I can’t speak highly enough of it. Reviewed on: 11th March 2021

Best app by far

I’ve always been bad at saving. Chip takes all the hassle out of it for me. It automatically saves at a level I can afford, I can stop the save if I think I don’t want to save. It keeps it out of my accounts almost like putting cash under the mattress it’s fully accessible when I want it. Chip will put my money into my bank without delays to use just like cash under the mattress. I have been them about a year and I have supported them throughout. Brilliant. Reviewed on: 11th March 2021

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