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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Superb

Great app. Easy to use and saves at a rate suitable for me. Lovely little offers of higher interest rates in return for signing up friends. Quick return of cash when I withdraw and quick to take my money when I save. Love it. Reviewed on: 11th March 2021

Easy saving!

Chip has helped me save money I didn’t know I really had available for saving! The regular small saves soon add up and I now have a good level of savings to use when I need to! Reviewed on: 11th March 2021

Really good app, that has saved me a load of money without even noticing!

Really good app, that has saved me a load of money without even noticing! Ideal for people who tend not to be great at saving. Reviewed on: 11th March 2021

Easy to use and competitive rates

Easy setup process and app is easy to use. Reviewed on: 11th March 2021

Great Saving Rates

The saving rate is the best available out here, however you have to be patient for at last 4 months before receiving the interest. Reviewed on: 11th March 2021

Easy to save

Does the work for you which is good. Reviewed on: 11th March 2021

Simple app that got me into saving for the 1st time

As a perennial procrastinator when it came to saving I was attracted to Chip as an app that did my savings for me. It does what it says on the tin, and has got me saving. I've now put away thousands through automated saves that I've bearly noticed. Less directly this has also been the trigger to drive behavioural change - I got in the habit of saving - and now save in various different ways. Reviewed on: 11th March 2021

Easy saving

A good platform to save money. Does what it says on the tin and ‘chips’ away at money you could potentially save. A pity they don’t give any interest on the basic product but otherwise recommended Reviewed on: 11th March 2021

Easy way to save

Have used chip for a number of years and continue to be impressed by its no nonsense approach. Offers competitive returns with higher yield accounts like Chip+1. Reviewed on: 11th March 2021

Great app and service

I've really been impressed by Chip and it's evolution since I first started using it. Initially drawn in by the curiosity of the auto-save AI functionality, it was super-charged by Open Banking and has evolved even further with its savings offerings. Very pleased to be in for the ride with them as this develops further. Reviewed on: 11th March 2021

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