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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving without the pain

I was never a saver, never had "spare" money to put away. It always felt like everything that came in went out. The thought of creating spreadsheets, making life style changes to be in a position to do this felt unwieldy and unachievable, and de-motivating. But I knew I had to have savings so felt stuck. Chip was recommended to me by an ex-colleague and it's been the best app I have ever downloaded. I have saved more money than I thought would be possible, without even noticing. Genuinely, not noticing. I recommend Chip to anyone I meet; I'm not a recommender in the main as I find it annoying when people do it to me. The Chip community is great as well, it's active and there is a voice for users. Can't recommend Chip enough. Reviewed on: 11th March 2021

Quick and Easy

If you don't want to faff about on life admin then this is a cool and easy peasy way to save. Reviewed on: 11th March 2021

Great way to save!

I love Chip as it automatically just takes out exactly how much I can afford. I would never get round to transferring the money to savings... Love it Reviewed on: 11th March 2021

Great way to save without even knowing your saving

Easy way to save and great new features always arriving Reviewed on: 11th March 2021

Excellent service

For an online savings it is easy to navigate round, if I have any questions the chip team are very polite and helpful Reviewed on: 11th March 2021

Chip

Great product. I am terrible for living outside my means and nearly always forget to save. Chip calculates what I can afford to save and I rarely notice a deduction has been made. A great way to curb unnecessary spending in a realistic way Reviewed on: 11th March 2021

Superb

Great app. Easy to use and saves at a rate suitable for me. Lovely little offers of higher interest rates in return for signing up friends. Quick return of cash when I withdraw and quick to take my money when I save. Love it. Reviewed on: 11th March 2021

Easy saving!

Chip has helped me save money I didn’t know I really had available for saving! The regular small saves soon add up and I now have a good level of savings to use when I need to! Reviewed on: 11th March 2021

Really good app, that has saved me a load of money without even noticing!

Really good app, that has saved me a load of money without even noticing! Ideal for people who tend not to be great at saving. Reviewed on: 11th March 2021

Easy to use and competitive rates

Easy setup process and app is easy to use. Reviewed on: 11th March 2021

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