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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Brilliant!

5
Easy to set up and best returns in the market for my savings Reviewed on: 11th March 2021

Absolutely engaged

5
Not much time passes between each new feature or innovation at Chip, it shows their vision and drive is all about the human customer and the experience had. Whenever I have reached out to their support line my queries are resolved rapidly and with care. Reviewed on: 11th March 2021

Simple, Easy and lots of Interest

5
Chip has been so easy to setup and use. Any questions I have had have been answered within the day and I feel my money is safe. Reviewed on: 11th March 2021

Chip Chip!

5
Love the App, easy way to save money. They are developing new solutions / savings / investments idea - Keep it up! Reviewed on: 11th March 2021

Amazing savings app!

5
Allowed me to save more than I ever have before! Thank you! Reviewed on: 11th March 2021

Best savings rate

5
Chip offers the best savings rate that I could find and like it's all done on a phone app Reviewed on: 11th March 2021

Smart saving option working in the background so I don't have to!

5
I found out about Chip and their Chip+1 Easy Access savings account via Money Saving Expert, and my overall experience has been excellent. Very easy to set up, depositing and withdrawing money is quick and I never have any worries about my savings. My savings pot builds up quietly without me ever thinking about it! Reviewed on: 11th March 2021

Convenient

5
Seamlessly sweeps excess funds from current account into a high-interest savings account Reviewed on: 11th March 2021

Great app!

4
Easy to use and set up. Save money without any effort Reviewed on: 11th March 2021

Effortless Savings

5
I download Chip at the start of this year and its been amazing. So easy to set up and knowing that I can focus on other things while the app makes savings for me is great. The customer support has been great too as they're really responsive and helpful. Reviewed on: 11th March 2021

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