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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Smart saving option working in the background so I don't have to!

I found out about Chip and their Chip+1 Easy Access savings account via Money Saving Expert, and my overall experience has been excellent. Very easy to set up, depositing and withdrawing money is quick and I never have any worries about my savings. My savings pot builds up quietly without me ever thinking about it! Reviewed on: 11th March 2021

Convenient

Seamlessly sweeps excess funds from current account into a high-interest savings account Reviewed on: 11th March 2021

Great app!

Easy to use and set up. Save money without any effort Reviewed on: 11th March 2021

Effortless Savings

I download Chip at the start of this year and its been amazing. So easy to set up and knowing that I can focus on other things while the app makes savings for me is great. The customer support has been great too as they're really responsive and helpful. Reviewed on: 11th March 2021

Saving without the pain

I was never a saver, never had "spare" money to put away. It always felt like everything that came in went out. The thought of creating spreadsheets, making life style changes to be in a position to do this felt unwieldy and unachievable, and de-motivating. But I knew I had to have savings so felt stuck. Chip was recommended to me by an ex-colleague and it's been the best app I have ever downloaded. I have saved more money than I thought would be possible, without even noticing. Genuinely, not noticing. I recommend Chip to anyone I meet; I'm not a recommender in the main as I find it annoying when people do it to me. The Chip community is great as well, it's active and there is a voice for users. Can't recommend Chip enough. Reviewed on: 11th March 2021

Quick and Easy

If you don't want to faff about on life admin then this is a cool and easy peasy way to save. Reviewed on: 11th March 2021

Great way to save!

I love Chip as it automatically just takes out exactly how much I can afford. I would never get round to transferring the money to savings... Love it Reviewed on: 11th March 2021

Great way to save without even knowing your saving

Easy way to save and great new features always arriving Reviewed on: 11th March 2021

Excellent service

For an online savings it is easy to navigate round, if I have any questions the chip team are very polite and helpful Reviewed on: 11th March 2021

Chip

Great product. I am terrible for living outside my means and nearly always forget to save. Chip calculates what I can afford to save and I rarely notice a deduction has been made. A great way to curb unnecessary spending in a realistic way Reviewed on: 11th March 2021

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