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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy Saving

Chip is a great way to save money without even realising it, it takes small amounts that you don’t even notice and puts them into an account which gains interest. Very easy to withdraw funds when needed too Reviewed on: 11th March 2021

Market leading interest rates

Absolutely loving the huge savings rate & easy access. Fab app, only annoying this is the limit of £2000 you can get the high interest rate on. New investment accounts look cool although I haven’t got one just yet. Reviewed on: 11th March 2021

Savings

One of the best saving rate going Reviewed on: 11th March 2021

Easy saving

Great, easy way to save - without even noticing you can build up your savings Reviewed on: 11th March 2021

Best savings app around

As the title says Chip is the best savings app to date. You really don't need to do anything, just turn on automatic savings and they do the rest Reviewed on: 11th March 2021

10/10 service

10/10 service, nothing else needed to say Reviewed on: 11th March 2021

Just amazing

I’ve managed to save so much more than I thought I could through chip!! It’s a great app and it’s so easy to use! Reviewed on: 11th March 2021

Fantastic idea for saving!!

In all my 46 years I have never been able to save a penny...until I found out about chip, now I do it without any effort and without even realising I’ve got money going into my savings!! Reviewed on: 11th March 2021

Effortless saving

I’ve saved so much with Chip without even realising. It’s been fantastic for saving towards trips, Christmas, or just having a buffer fund for unexpected expenses. I love the opportunity to have an account with a higher rate of interest, and the chance to try investing too. Reviewed on: 11th March 2021

Saving by stealth

I love this ap, I’ve always been a terrible saver but what I call stealth saving really works for me! The ap is easy to use and help is at hand if you need it via the chat function. Would highly recommend and especially as now in the chip + club!!! Reviewed on: 11th March 2021

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