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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Just amazing

I’ve managed to save so much more than I thought I could through chip!! It’s a great app and it’s so easy to use! Reviewed on: 11th March 2021

Fantastic idea for saving!!

In all my 46 years I have never been able to save a penny...until I found out about chip, now I do it without any effort and without even realising I’ve got money going into my savings!! Reviewed on: 11th March 2021

Effortless saving

I’ve saved so much with Chip without even realising. It’s been fantastic for saving towards trips, Christmas, or just having a buffer fund for unexpected expenses. I love the opportunity to have an account with a higher rate of interest, and the chance to try investing too. Reviewed on: 11th March 2021

Saving by stealth

I love this ap, I’ve always been a terrible saver but what I call stealth saving really works for me! The ap is easy to use and help is at hand if you need it via the chat function. Would highly recommend and especially as now in the chip + club!!! Reviewed on: 11th March 2021

Brilliant!

Easy to set up and best returns in the market for my savings Reviewed on: 11th March 2021

Absolutely engaged

Not much time passes between each new feature or innovation at Chip, it shows their vision and drive is all about the human customer and the experience had. Whenever I have reached out to their support line my queries are resolved rapidly and with care. Reviewed on: 11th March 2021

Simple, Easy and lots of Interest

Chip has been so easy to setup and use. Any questions I have had have been answered within the day and I feel my money is safe. Reviewed on: 11th March 2021

Chip Chip!

Love the App, easy way to save money. They are developing new solutions / savings / investments idea - Keep it up! Reviewed on: 11th March 2021

Amazing savings app!

Allowed me to save more than I ever have before! Thank you! Reviewed on: 11th March 2021

Best savings rate

Chip offers the best savings rate that I could find and like it's all done on a phone app Reviewed on: 11th March 2021

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